Introduction

LotusPay.js is our foundational JavaScript library for building payment flows for NACH Debit eMandates. With it you can collect bank account details from your customer and use them to create an eMandate source. You can choose between directly capturing the bank account details to your server, or creating a representative token for safely sending that data to your servers. LotusPay.js makes working with bank account details simpler.

In the storage method, you'll be taking the customer's unmasked bank account details to your server. In the token method, because sensitive bank account information is handled by LotusPay.js, it features simple data security compliance.

You should use LotusPay.js only if you want the customer to enter their own bank account details. Otherwise, you should directly use the Source API.

LotusPay.js should be called from a page that has an SSL certificate (https).