Irrevocable Mandates

UPI AutoPay usually gives the end user/payer the option of cancelling or pausing their mandates from their UPI app. Now, with Cashfree’s UPI AutoPay, the mandates can be set as ‘non-revocable’ for loan repayments and EMI collections.

The term ‘non-revocable’ means that customers cannot initiate cancellation or pause their mandates through their UPI app. NPCI introduced Non-revocable mandates in July 2022. This is to prevent defaults on payments that fall under ‘Promise to pay a debt or liability’.

MCC that is required for Irrevocable Mandates :- 7322

It is still possible for Merchant to revoke the Irrevocable Mandates.

How to implement Irrevocable Mandates

There is no change in implementation required, please get in touch with your Onboarding SPOC and they will help you getting it enabled for your mid.