Introduction

Mandates are recurring payments used for subscription-based products where the amount is automatically debited from the user's account on a registered payment method at regular intervals. Mandates allow businesses to charge customers on a recurring basis for the product/services offered. The recurring payments may be initiated using Juspay APIs as a fixed/ non-fixed intervals based on your business use case.

Two main flows must be implemented for a successful mandate integration: Mandate Registration and Mandate Execution . The mandate registration flow will require the user to provide consent for the mandate and complete a one-time payment. Subsequent debits will happen from users account, once the frequency or time period is reached.

With the mandate module businesses will get the benefit of -

• Prebuilt support for mandate experience with all payment methods

• RBI compliant mandate processing with user consent and automated pre-debit user notifications

• Provide the optimal mandate registration experience based on your business and customer needs.

• Easy operations for executing recurring payments with few clicks on the Juspay Dashboard

• Analytics suite for monitoring performance of mandate signups and Renewals

Payment Flows

The Juspay Payment Page supports mandates on below payment methods:

• Cards (mandate payments with new cards and saved cards)

• Netbanking (eNach and eMandate)

• UPI Autopay (via UPI Collect and UPI Intent)

• Wallets (only Paytm)

User journey for UPI Intent Autopay

Payment Processors supported

While we are constantly striving to expand the coverage of mandate payments with more payment processors, below is the list of currently supported payment processors