UPI-In-App Integration

Consumer Finance

Reward Integration

Gift Card Integration

LAZYPAY (via PayU)

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CRED Reward Layer Integration

This document speaks about the CRED Reward layer integration only for HyperUPI/ UPI-In-App Merchant integration.

This flow is applicable only for Merchants using HyperUPI flow of Juspay.

Step 1

Pre-Requsites

Step 2: PG Control Centre Changes

In this step, Merchants would need to add “Business Partner Id“ obtained from CRED Team. Attaching same SS.

PG Configuration

Step 3: SDK Request and Responses

Eligibility

Step 3.1

Eligibility

This call is needed to get the offer eligible for that CRED user. This should be called before / during rendering of Payment Page.

Request:

Response:

Next, Merchants would need to couple of things as mentioned below.
Note
Merchants would need to make sight modification in the below requests that needs to be passed as offerData.

Need to add the paymentMethodType to upiinapp.
Extract data from eligibility call and send under credOfferData in the below mentioned format.
- Onboard & Pay (Step 3.2)
- Pay (Step 3.3)
Both the flows request and response are given below.
Step 3.2

Onboard & Pay Flow
User would be on-boarded on the Hyper-UPI and then Pay would happen.

Response:
Step 3.3

Pay Flow

Note

The cashback application will happen post receiving success status from the concerned payment gateway for the transaction. Juspay would raise offer allotment request to CRED for this.

Sample Flow Diagram:

Sample Cred Reward Layer Diagram