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Check Native OTP Eligibility

This is a single Juspay API that gives complete details of a card like bank name, network name, issuing country, card type etc. This is an S2S API that requires authentication and accepts Card BIN as input i.e. first 6-9 digits of the card.

You can also use this API to check if a card is eligible for Native OTP (direct OTP) payments.

Networks have shifted to using 9-digit BINs for more accurate information. We are still maintaining the existing support for 6-digit BINs for compatibility.

Merchants are however requested to move to the 9 digits bin based logic for fetching card information by December 31st, 2023.

Request

Response

API Endpoints

Sandbox Link

GET

https://sandbox.juspay.in/cardbins/{card_bin}

Production Link

GET

https://api.juspay.in/cardbins/{card_bin}

                      card_bin
                      *
                      

String

Mandatory

Card Bin for which you want to check the eligibility

Example:- 524368

                      merchant_id
                      *
                      

String

Required

Merchant ID which represents the merchant storing the card

                      options.check_direct_otp_support	
                      *
                      

Boolean

Required

This is a boolean variable and accepts true/false. If set to true, then the card eligibility check for OTP payments will be done.

Response Body

id

String

The card bin/ isin passed in the request

                      object
                      
                      

String

It would be “cardbin”

                      brand
                      
                      

String

The brand of the card bin used

                      bank
                      
                      

String

The name of the card issuing bank

                      country
                      
                      

String

The card issuer country name

                      type
                      
                      

String

The card type ie CREDIT or DEBIT

                      direct_otp_support
                      
                      

Boolean

Values are true or false. True means bin is supported for DOTP and false means its not supported.