UPI Error Codes
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|
ErrorCode
|
Details
|
Technical/Business
|
|---|---|---|
Z9
| INSUFFICIENT FUNDS IN CUSTOMER(REMITTER) ACCOUNT
| Business
|
59
| SUSPECTED FRAUD, DECLINE/TRANSACTIONS DECLINED BASED ON RISKSCORE BY REMITTER
| Business
|
ZM
| INVALID / INCORRECT MPIN
| Business
|
B1
| REGISTERED MOBILE NUMBER LINKED TO THE ACCOUNT HAS BEEN CHANGED/REMOVED
| Business
|
YE
| REMITTING ACCOUNT BLOCKED/FROZEN
| Business
|
YF
| BENEFICIARY ACCOUNT BLOCKED/FROZEN
| Business
|
ZH
| INVALID VIRTUAL ADDRESS
| Business
|
XB
| INVALID TRANSACTION OR IF MEMBER IS NOT ABLE TO FIND ANY APPROPRIATE RESPONSE CODE (REMITTER)
| Business
|
XC
| INVALID TRANSACTION OR IF MEMBER IS NOT ABLE TO FIND ANY APPROPRIATE RESPONSE CODE (BENEFICIARY)
| Business
|
ZA
| TRANSACTION DECLINED BY CUSTOMER
| Business
|
B6
| MISMATCH IN PAYMENT DETAILS
| Business
|
XI
| ACCOUNT DOES NOT EXIST (BENEFICIARY)
| Business
|
XH
| ACCOUNT DOES NOT EXIST
| Business
|
ZE
| TRANSACTION NOT PERMITTED TO VPA by the PSP
| Business
|
ZG
| VPA RESTRICTED BY CUSTOMER
| Business
|
Z8
| PER TRANSACTION LIMIT EXCEEDED AS SET BY REMITTING MEMBER
| Business
|
Z7
| TRANSACTION FREQUENCY LIMIT EXCEEDED AS SET BY REMITTING MEMBER
| Business
|
ZU
| LIMIT EXCEEDED FOR REMITTING BANK/ISSUING BANK
| Business
|
ZX
| INACTIVE OR DORMANT ACCOUNT (REMITTER)
| Business
|
ZY
| INACTIVE OR DORMANT ACCOUNT (BENEFICIARY)
| Business
|
UP
| PSP TIME-OUT
| Technical
|
UB
| UNABLE TO PROCESS DUE TO INTERNAL EXCEPTION AT SERVER/CBS/ETC ON BENEFICIARY SIDE
| Technical
|
IR
| UNABLE TO PROCESS DUE TO INTERNAL EXCEPTION AT SERVER/CBS/ETC ON REMITTER SIDE
| Technical
|
Y1
| BENEFICIARY CBS OFFLINE
| Technical
|
XY
| REMITTER CBS OFFLINE
| Technical
|
UT
| REMITTER/ISSUER UNAVAILABLE (TIMEOUT)
| Technical
|
BT
| ACQUIRER/BENEFICIARY UNAVAILABLE(TIMEOUT)
| Technical
|
U27
| NO RESPONSE FROM PSP
| Technical
|
U28
| REMITTER BANK NOT AVAILABLE
| Technical
|
U67
| DEBIT TIMEOUT
| Technical
|
U68
| CREDIT TIMEOUT
| Technical
|
ZI
| SUSPECTED FRAUD, DECLINE / TRANSACTIONS DECLINED BASED ON RISK SCORE BY BENEFICIARY
| Business
|
K1
| SUSPECTED FRAUD, DECLINE / TRANSACTIONS DECLINED BASED ON RISK SCORE BY REMITTER
| Business
|
AM
| MPIN NOT SET BY CUSTOMER
| Business
|
ZR
| INVALID / INCORRECT OTP
| Business
|
ZS
| OTP TIME EXPIRED
| Business
|
ZT
| NUMBER OF OTP'S TRIES HAS BEEN EXCEEDED
| Business
|
Z6
| NO OF PIN TRIES EXCEEDED
| Business
|
SP
| INVALID/INCORRECT ATM PIN
| Business
|
B3
| TRANSACTION NOT PERMITTED TO THE ACCOUNT (EXAMPLE: MINOR ACCOUNT, PROPRIETOR ACCOUNT,LEGAL CASE AGAINST THIS ACCOUNT ETC., NRE (AS PER BANK'S POLICY)))
| Business
|