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Bank Transfers

Create a payment transaction for Bank Transfers. Once you have the API response, depending on the “method” attribute, you will have to take the next step. If you receive GET, then take the value in the “URL” attribute and redirect the user to this location. If you receive POST, then “params” attribute will hold a map containing key-value pairs.

For Web, you can create a form with these parameters as hidden variables and auto submit the form. Example code in Javascript: Serialize Parameters.

For Android, serialize this data such that it can be loaded to WebView directly via postData. Example code in Java: Serialize Parameters.

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payment_method	Bank
NB_MY_UOB	United Overseas Bank(Malaysia)
NB_MY_RHB	RHB Bank (Malaysia)
NB_MY_OCBC	OCBC Bank (Malaysia)
NB_MY_HSBC	HSBC Bank (Malaysia)
NB_MY_BSN	Bank Simpanan Nasional (Malaysia)
NB_TH_BAY	Bank of Ayudhya - Krungsri (Thailand)
NB_TH_BBL	Bangkok Bank (Thailand)
NB_TH_KTB	Krung Thai Bank (Thailand)
NB_TH_SCB	Siam Commercial Bank (Thailand)
NB_TH_TMB	TMB Bank (Thailand)
NB_TH_UOB	United Overseas Bank (Thailand)
NB_TH_TBANK	Thanachart Bank (Thailand)
NB_TH_KBANK	Kasikorn Bank (Thailand)
NB_MY_ABB	Affin Bank (Malaysia)
NB_MY_AGB	AGRO Bank (Malaysia)
NB_MY_ABMB	Alliance Bank (Malaysia)
NB_MY_AMB	AmBank (Malaysia)
NB_MY_BISM	Bank Islam (Malaysia)
NB_MY_BMMB	Bank Muamalat (Malaysia)
NB_MY_BOC	Bank of China (Malaysia)
NB_MY_CITI	CitiBank (Malaysia)
NB_MY_DBB	Deutsche Bank (Malaysia)
NB_SG_UOB	United Overseas Bank(Singapore)
NB_SG_SCB	Standard Chartered Bank (Singapore)
NB_SG_OCBC	OCBC Bank (Singapore)
NB_SG_DBS	DBS Bank (Singapore)
NB_MY_MBM	Maybank2U (Malaysia)
NB_MY_PBB	Public Bank (Malaysia)
NB_MY_SCB	Standard Chartered Bank (Malaysia)
NB_MY_HLB	Hong Leong Bank (Malaysia)
NB_MY_UOBE	United Overseas Bank Regional (Malaysia)
NB_MY_PBBE	PB Enterprise (Malaysia)
NB_MY_MBMCORP	Maybank2E (Malaysia)
NB_MY_MBMPAY	Maybank2UPAY (Malaysia)
NB_POLI	Poli payments
NB_EPS	EPS Bank
NB_GIROPAY	GIROPAY Bank
NB_IDEAL	IDEAL Bank
NB_P24	P24 Bank
NB_SOFORT	SOFORT Bank
NB_EPS	EPS Bank
NB_GIROPAY	GIROPAY Bank
NB_IDEAL	IDEAL Bank
NB_SOFORT	SOFORT Bank
NB_EPS	EPS Bank
NB_GIROPAY	GIROPAY Bank
NB_IDEAL	IDEAL Bank
NB_SOFORT	SOFORT Bank
NB_EPS	EPS Bank
NB_GIROPAY	GIROPAY Bank
NB_IDEAL	IDEAL Bank
NB_SOFORT	SOFORT Bank
NB_P24	P24 Bank
NB_GIROPAY	GIROPAY Bank
NB_IDEAL	IDEAL Bank
NB_EPS	EPS Bank
NB_SOFORT	SOFORT Bank
NB_P24	P24 Bank
NB_PAYNOW_QR_CODE	PayNow payments
NB_IDEAL	IDEAL Bank
NB_TRANSFER	NB Transfer
NB_SBIA	Test Bank
NB_MY_KFH	Kuwait Finance House (Malaysia)
NB_TH_BAY	Bank of Ayudhya - Krungsri (Thailand)
NB_TH_BBL	Bangkok Bank (Thailand)
NB_TH_KTB	Krung Thai Bank (Thailand)
NB_TH_SCB	Siam Commercial Bank (Thailand)
NB_TH_UOB	United Overseas Bank (Thailand)
NB_TH_TMB	TMB Bank (Thailand)
NB_TH_TBANK	Thanachart Bank (Thailand)
NB_MY_ABB	Affin Bank (Malaysia)
NB_MY_AGB	AGRO Bank (Malaysia)
NB_MY_ABMB	Alliance Bank (Malaysia)
NB_MY_AMB	AmBank (Malaysia)
NB_MY_BISM	Bank Islam (Malaysia)
NB_MY_BKRM	Bank Rakyat (Malaysia)
NB_MY_BOC	Bank of China (Malaysia)
NB_MY_CIMB	CIMB Clicks (Malaysia)
NB_MY_CITI	CitiBank (Malaysia)
NB_MY_DBB	Deutsche Bank (Malaysia)
NB_SG_DBS	DBS Bank (Singapore)
NB_SG_OCBC	OCBC Bank (Singapore)
NB_SG_SCB	Standard Chartered Bank (Singapore)
NB_SG_UOB	United Overseas Bank(Singapore)
NB_FED	Federal Bank
NB_TRUSTLY	TRUSTLY
NB_MY_ABB	Affin Bank (Malaysia)
NB_MY_AGB	AGRO Bank (Malaysia)
NB_MY_ABMB	Alliance Bank (Malaysia)
NB_MY_AMB	AmBank (Malaysia)
NB_MY_BISM	Bank Islam (Malaysia)
NB_TH_BBL	Bangkok Bank (Thailand)
NB_TH_BAY	Bank of Ayudhya - Krungsri (Thailand)
NB_TH_KTB	Krung Thai Bank (Thailand)
NB_MY_MBMPAY	Maybank2UPAY (Malaysia)
NB_MY_MBMCORP	Maybank2E (Malaysia)

Handling POST
When you get POST as the authentication method in the response, then the customer must be redirected using a form. Example HTML code is given to you. Depending on your client language, choose the appropriate way to create the form.

Handling GET
When you get GET as the authentication method in the response, you may load the URL directly into the customer’s browser. You can easily achieve this by sending HTTP 302 from your server. However, if the API call was made from the browser, then you can utilize the code snippet provided.

Request

Response

API Endpoints

Sandbox Link

POST

https://sandbox.juspay.in/txns

Production Link

POST

https://api.juspay.in/txns

                      Content-Type
                      *
                      

String

Mandatory

application/x-www-form-urlencoded

                      x-merchantid
                      
                      

String

Recommended

Unique identifier for the merchant. This is the Merchant ID provided by Juspay. The value is case sensitive.

Passing this value will help us route efficiently at network level.

Example:- x-merchantid: testaccount

                      version
                      
                      

String

Optional

Pass the date in YYYY-MM-DD format.
Note: If a version is provided, the response will include data corresponding to that specific version date.

It is recommended not to enforce strict validation on the entire response on the merchant's side to allow for future key additions.

Body

                      order_id
                      *
                      

string

Mandatory

order_id pertaining to the order for which the payment is started.

                      merchant_id
                      *
                      

string

Mandatory

ID of the merchant_account that you hold with us.

                      payment_method_type
                      *
                      

string

Mandatory

Must be NB.

                      payment_method
                      *
                      

string

Mandatory

The actual payment method that was selected by the user.

payment_method value can be obtained from Payment Methods API

                      redirect_after_payment
                      *
                      

string

Mandatory

This is a boolean variable and accepts true/false. We recommend that you set this to true and use the redirection flow. If set to true, then the user is redirected to the return_url configured for the order. If set to false, then the user will be stopped at the response page from the gateway. Your client should be able to read the page/title to infer that the user has completed the transaction.

                      format
                      *
                      

Json

Mandatory

it is set to json, then the response will be HTTP 200 with a JSON formatted text. Otherwise, the response is HTTP 200 with the HTML response where user will be redirected to bank page within 3 secs.

Response Body

                      order_id
                      
                      

string

Unique Identifier for the order which is passed in the api request

                      txn_id
                      
                      

string

Transaction ID for the order.

                      status
                      
                      

string

Refers to status of the order

                      payment
                      
                      

object

                      authentication.method
                      
                      

String

It provides the details about the type of authentication method. It can be either GET or POST

                      authentication.url
                      
                      

string

User can be directed to the targeted payment method page by loading the URL in the browser

                      authentication.params
                      
                      

object

Only when you have POST as the authentication method

                      key1
                      
                      

String

Using the key value pair, form must be created and direct the user appropriately.

                      key2
                      
                      

String

Using the key value pair, form must be created and direct the user appropriately.

Response Body

                      error_message
                      
                      

String

Provides the reason for the error

Example:- Response: Bad request.

                      status
                      
                      

String

Error status

Example:- Response:ERROR

                      error_code
                      
                      

String

Specifies the Error code

Example:- Sample Response:Bad request.

                      error_info
                      
                      

JSON

Additional information on the error message

                      user_message
                      
                      

String

Error message can be displayed to the user

Example:- Sample Response:Bad request.

                      fields
                      
                      

Array

Details on the missing field with which the error occurred

                      developer_message
                      
                      

String

Detailed info on the error

Example:- Sample Response:Failed while parsing your request.

                      category
                      
                      

String

category of the error

Example:- Sample Response:USER_ERROR

Error Codes:

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Scenario	Error Codes	Sample Error Message
Not passing order id	400	{"error_message":"[order id] cannot be null","status":"invalid_request_error","error_code":"blank","error_info": {"user_message":"Cannot process your request. Please contact support team for assistance.","fields": [{"field_name":"order_id","reason":"Missing field."}],"developer_message":"Missing order id. Please pass order_id or order payload.","code":"MISSING_MANDATORY_PARAMETER","category":"USER_ERROR"}}
Not passing MID	400	{"error_message":"Bad request.","status":"ERROR","error_code":"Bad request.","error_info": {"user_message":"Bad request.","fields": [{"field_name":"merchant_id","reason":"Field required but not passed."}],"developer_message":"Failed while parsing your request.","code":"MISSING_MANDATORY_PARAMETER","category":"USER_ERROR"}}
Passing MID as Empty	400	{"user_message":"Invalid merchant id. Cannot process your request.","error_message":"Invalid Request","error": true,"error_info": {"user_message":"Please pass valid merchant_id in request.","fields": [{"field_name":"merchant_id","reason":"Invalid merchant_id."}],"developer_message":"merchant_id is invalid.","code":"RESOURCE_NOT_FOUND","category":"USER_ERROR"}}
Not passing Payment method type	400	{"error_message":"Payment method type cannot be null","status":"invalid_request_error","error_code":"missing_payment_method_type","error_info": {"user_message":"Please pass payment method type in the request.","fields": [{"field_name":"payment_method_type","reason":"Missing field."}],"developer_message":"Missing payment method type in the request. Payment method type is a mandatory parametere.","code":"MISSING_MANDATORY_PARAMETER","category":"USER_ERROR"}}
Not passing Payment method	400	{"error_message":"Payment method cannot be null","status":"invalid_request_error","error_code":"missing_payment_method","error_info": {"user_message":"Cannot process your request. Please contact support team for assistance.","fields": [{"field_name":"payment_method","reason":"Missing field."}],"developer_message":"Missing payment method. Payment method is required for provided payment method type.","code":"MISSING_MANDATORY_PARAMETER","category":"USER_ERROR"}}
Passing invalid MID	400	{"user_message":"Invalid merchant id. Cannot process your request.","error_message":"Invalid Request","error": true,"error_info": {"user_message":"Please pass valid merchant_id in request.","fields": [{"field_name":"merchant_id","reason":"Invalid merchant_id."}],"developer_message":"merchant_id is invalid.","code":"RESOURCE_NOT_FOUND","category":"USER_ERROR"}}
Passing wrong endpoint	404	Response will be empty