Payment Methods
Gives list of all the payment methods available for your account.
The outage basically functions based on the score. We maintain a score from 0-1 for all Merchant- Payment method combinations, 1 being highest. If the transaction is created and initiated , we penalise merchant_pm score by reducing score by 5% and If the transaction is successful (CHARGED or AUTHORIZED), then we reward merchant_pm by increasing score by 10%.
If the score goes below 0.35 we consider it as FLUCTUATE and if it goes to 0.1 then it's considered as DOWN. The soft reset happens after 30 mins, ie after 30 min, we increase the score to 0.425 and allow 5 transaction to go through to check if the merchant_pm is up. If the score increases then its considered as UP. Is the scores goes below 0.35 then considers as Fluctuate.
The score gets reset to 1 after every 1hr.
The threshold can be customised based on merchant requirements.
To get payment methods supported for EMANDATE transactions.
To get the payment methods that supports direct debit.
To get the payment methods supported for each gateway reference ID
To get payment methods supported for Third party validation (TPV)
To get outages on payment methods. Each payment method has a `juspay_bank_code`. By using `juspay_bank_code` as a lookup in the outage array, you can determine whether the payment method has outage or not.
invalid_request_error
nullable
[merchantAccount] cannot be null