List of Transaction Decline Error Messages
Errors description for transaction declines
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|
Sr. No.
|
Auth Decline Reason
|
Reason Sub Type
|
Meaning / Resolution
|
|---|---|---|---|
1
| Do Not Honor
| SPVTA
| Card attempted for amount greater than allocated amount
|
2
| Do Not Honor
| SPVTC
| Card attempted again after one successful transaction
|
3
| RESTRICTED CARD
| -
| End user tried to redeem the Primary Card instead of Virtual Card.
|
4
| NOT SUFFICIENT FUNDS
| -
| Funds unavailable on the Master/Primary Card
|
5
| INCORRECT CVV/ICVV)
| -
| Incorrect or no CVV provided during authorization
|
6
| INCORRECT CVV
| -
| Incorrect or no CVV provided during authorization
|
7
| DECLINE CVV2 FAILURE
| -
| Incorrect or no CVV provided during authorization
|
8
| NEGATIVE ONLINE CAM: dCVV
| -
| Incorrect or no CVV provided during authorization
|
9
| CANNOT VERIFY PIN NO PVV
| -
| The PIN cannot be validated.
|
10
| NO REASON TO DECLINE
| -
| Not a decline. Sent during account verification by Issuer/Acquirer Bank
|
11
| Do Not Honor
| ACCB
| Account Block - Issuer directed rejection
|
12
| Do Not Honor
| Not Applicable
| As per VISA guidelines its an Issuer directed rejection
|
13
| SUSPECTED FRAUD
| -
| Card blocked by Issuing bank’s Fraud Check rules; transaction will go through post verification from bank end.
|
14
| BLOCKED - FIRST USED NOT
| -
| Blocked by Issuer's Risk Check rules
|
15
| OVER ACTIVITY AMT LIMIT
| -
| The Issuer or Acquirer settlement risk exposure cap has been exceeded
|
16
| INVALID ACCOUNT NUMBER
| -
| Account number was never issued or has been permanently blocked or closed.
|
17
| ILLEGAL TRAN NOT COMPLETE
| -
| Declined due to domestic India Regulations
|
18
| No Financial Impact
| -
| Not a decline. Reversal responses to declined transactions.
|