CVV Less Payments
CVV-less payment is a very recent feature and is still gaining adoption. The availability of this feature is dependent on support enabled by different PA/PG(s), Card Networks and Issuing Banks
Supported Payment Aggregator/Gateways
Following PA / PG(s) support CVV less transactions for all major card networks
|
PA / PG(s)
|
Supported Card Networks
|
|---|---|
Cybersource
| VISA, Mastercard, Rupay
|
Razorpay
| VISA, Mastercard, Rupay, AMEX
|
PayU
| VISA, Mastercard, Rupay, AMEX
|
Billdesk
| VISA, Mastercard, Rupay, AMEX
|
Paytm
| VISA, Mastercard, Rupay, AMEX
|
Easebuzz
| VISA, Mastercard, Rupay
|
Gocashfree
| VISA, Mastercard, Rupay
|
Supported Card Networks
As of now, VISA and Mastercard cards issued by all Banks support CVV less payments.
For Rupay, cards issued by following Banks support CVV less flow
|
Supported Banks
|
Supported Banks
|
|---|---|
1. State Bank of India
| 13. Yes Bank
|
2. HDFC Bank
| 14. IDFC FIRST Bank
|
3. Union Bank of India
| 15. Federal Bank
|
4. Punjab National Bank
| 16. Karnataka Bank
|
5. Indian Bank
| 17. South Indian Bank
|
6. Bank of Baroda
| 18. Kotak Bank
|
7. Canara Bank
| 19. Bandhan Bank
|
8. Sodexo
| 20. India Post Payments Bank
|
9. UCO Bank
| 21. Cosmos Bank
|
10. Central Bank of India
| 22. Paytm
|
11. IDBI Bank
| 23. Bharat Cooperative Bank Mumbai
|
12. Punjab and Sind Bank
| 24. City Union Bank
|
Following issuing Banks support CVV less transactions for AMEX cards
|
Supported Banks
|
|---|
1. AMEX
|
2. ICICI Bank
|
3. IndusInd Bank
|
4. State Bank of India
|
5. Axis Bank
|
Juspay Advantage
For eligible cards, Juspay routes transactions to only those PA/PG(s) that support the CVV less flow.
If a Card BIN does not qualify for CVV less support, the transaction will be routed as a normal transaction with CVV input
You can also achieve one-click card payments on your Android/iOS app with auto-read OTP & auto-submit OTP configurations
Watch Out
This feature will only work for saved cards i.e. cards that have been tokenized by the customer on your platform by entering CVV for the first time.
If you are using Juspay Hyper Checkout page (Payment page), Juspay will do the card eligibility check to display or remove the CVV input box during the payment journey
In case you are handling UI of your payment page using Juspay Express Checkout SDK or Juspay Express Checkout APIs , eligibility checks and CVV input related logics need to be handled your end
Analytics
Use the Is Cvv Less Txn filter on the Juspay Analytics Dashboard to distinguish between normal and CVV Less transactions.