---
page_source: https://juspay.io/in/docs/upi-merchant-stack/docs/resources/purpose-code
page_title: Purpose Code
---


# Purpose Code




| Code | Meaning |
|---|---|
| 01 | SEBI (IPO with max limit upto 5L/txn for verified merchants, MCC 6211) |
| 02 | AMC |
| 03 | Travel |
| 04 | Hospitality |
| 05 | Hospital |
| 06 | Telecom |
| 07 | Insurance |
| 08 | Education |
| 09 | Gifting Common |
| 10 | BBPS |
| 11 | Global UPI |
| 12 | Metro ATM QR |
| 13 | Non-metro ATM QR |
| 14 | SI (Standing Instruction) |
| 15 | Corporate disbursement (Preapproved Disbursment with max limit upto 2L/txn for verified merchants, except for MCC 5969-Cashbacks) |
| 20 | B2B transactions |
| 25 | RDS (For Govt. Securities via RBI Retail Direct Scheme with max limit upto 5L/txn for verified merchants, MCC 6211) |
| 41 | UPI Lite Initial Top Up |
| 42 | UPI Lite Subsequent Top Up |
| 43 | Disablement from UPI Lite |
| 44 | Online Payments using Lite(Includes both PAY & COLLECT) |
| 45 | Offline Payments using Lite |
| 46 | UPI Lite Transfer Outs |
| 50 | UPI Lite Zero Balance Disablement |
| 60 | Customer from another country wishes to pay to Indian Merchant |
| 71 | Initial topup and enablement for UPI Lite Autopay |
| 76 | SBMD (Single Block Multiple Debit) for Securities brokers & dealers (Secondary Market) |
| 77 | SBMD (Single Block Multiple Debit) for Online goods & service delivery |
| 82 | Subsequent topups for UPI Lite Autopay |
| 92 | Digital Rupee - CBDC (Wallet Id @drbankname) |