---
page_source: https://juspay.io/in/docs/upi-merchant-stack/docs/payouts/push-to-vpa-flow
page_title: Push to VPA Flow
---


# Push to VPA Flow



This functionality is used for pushing money from Merchant Accounts to Customer Accounts instantly. This would mostly be used for Rewards, Cashbacks, Incentives, etc.

**Before initiating this API, it is recommended to do Verify VPA API request to the PSP to check the validity of customer’s VPA or UPI ID. If a valid response is received, then only initiate the Push to VPA API request.** 

**Payout can be also done based on Account Number & IFSC code combination by passing the value in customerVpa as Global Address i.e.** **account-no@ifsc-code.ifsc.npci** **(e.g.12345@HDFC0000001.ifsc.npci).** 

Once the Merchant initiates the **Push to VPA API** , and a **SUCCESS/FAILURE**  response is not received with **60 seconds(API timeout)**  of the request, a **Push to VPA Callback**  (or multiple callbacks at intervals) are sent to the Merchant for the same event type with latest status. Terminal states for a transaction are SUCCESS and FAILURE. The merchant can also trigger a **Push to VPA Status API**  after the time-out to get an immediate update on the status.

For **gatewayResponseStatus**  anything other than SUCCESS and FAILURE to be considered PENDING. For **PENDING & DEEMED**  cases, keep doing status check for next 3-5 days to get the terminal status.

![Image](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/upi-psp/AXB-PushtoVPA.png)