--- page_title: Overview product: UPI Autopay page_source: https://juspay.io/in/docs/upi-autopay/docs/upi-autopay/overview llms_txt: https://juspay.io/in/docs/llms.txt product_llms_txt: https://juspay.io/in/docs/upi-autopay/llms.txt --- # UPI Autopay _The most convenient option for you and your customers to handle repeat payments!_ ### **Overview** Empower your customers to effortlessly manage recurring payments, whether it's insurance premiums, loan repayments, SIPs, bill payments, or subscription plans. Or add customer delight by enabling auto-recharge for their wallets! **Start with UPI Autopay Registration** Customers can set up Autopay requests (mandate registration for recurring payments) using popular UPI apps like BHIM, Gpay, Phonepe, and Paytm or with eligible UPI handles. When customers consent to set up autopay on the payment page, the UPI app directly displays autopay details. Autopay registration and the one-time transaction occur sequentially on the UPI app. **Seamless Auto-Debits with UPI** To initiate auto-debits for already set up mandates, notifications must be sent to customers, as per NPCI guidelines. This notification, known as a Pre-Debit Notification (PDN), must be sent by the issuing bank 24 hours before auto-debit call. Customers have the option to pause or revoke autopay through their respective UPI apps. * **Payment Methods supported:** UPI Intent, UPI Collect, UPI QR * **PA/PG Supported:** * **UPI Collect** : Axis_Biz, Billdesk, Camspay, Easebuzz, Gocashfree, ICICI_UPI, Paytm_v2, Payu, Razorpay, Yes_Biz, * **UPI Intent & UPI QR** : Axis_Biz, Billdesk, Easebuzz, Gocashfree, Paytm_v2, Payu, Phonepe, Razorpay, Yes_Biz, * **Platforms** **Supported:** Android, iOS, Web, mweb * **Juspay Supported Integrations :** * HyperCheckout (Payment Page) * Express Checkout SDK * Express Checkout API * **UX Configurable** : Yes * **Merchants live:** Bigbasket, Gaana, ICICI Prudential Life Insurance, Zee5, Airtel etc * **Relates features:** Retry Mandates module, HyperUPI flow, UPI Deeplinks, Payment links [Video](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/upi-autopay/JUSPAY%20UPI%20Autopay.mp4) ### **Quick Queries** ## FAQs: ### Which apps and UPI handles are eligible for UPI Autopay? UPI Autopay is facilitated and managed by NPCI. Major UPI apps including AmazonPay, BHIM, PayTM, PhonePe, and Google Pay fully support this feature. For a comprehensive list of Apps and UPI handles that support Autopay, please refer to this [link](https://www.npci.org.in/what-we-do/autopay/list-of-banks-and-apps-live-on-autopay). ### What is the maximum transaction amount supported by UPI Autopay per transaction? For a single transaction, UPI Autopay allows a maximum of INR 15K without the need for any additional factor authentication (AFA). However, with UPI PIN authentication, this limit can vary based on the individual bank's account limits. ### What happens in case of a failed Auto-debit request? UPI auto-debit requests can fail for various reasons but not limited to: Technical Declines * Connectivity issue at the Bank or PA/PG partner * Incorrect details provided by the merchant e.g., order amount exceeding the maximum mandate amount * PDN failure (can be technical issues or customer-related issues) Business Decline: * Insufficient balance in the customer's account * Blocked / inactive bank account of the customer * Inactive mandate, i.e., the customer has revoked or paused the autopay * Incomplete customer authentication (required for auto-debit amounts > Rs 15K) Merchants have the option to retry auto-debit requests based on these failure reasons.  Juspay also offers an advanced feature to automate Mandate Retries for specific technical declines to enhance success rates. ### Can I set up UPI Autopay through all the PGs / PAs currently processing UPI transactions for my account? UPI Autopay support is available only with below PGs * **UPI Collect** : Axis_Biz, Billdesk, Camspay, Gocashfree, Paytm_v2, Payu, Razorpay, Yes_Biz * **UPI Intent & UPI QR** : Axis_Biz, Gocashfree, Paytm_v2, Payu, Phonepe, Razorpay, Yes_Biz Please get autopay support enabled from your PA/PG partners for your account Juspay will redirect the UPI Autopay transactions to only those PA / PG partners where you have added UPI Autopay support on Juspay Dashboard ### How long does it take to set up a UPI autopay request? UPI Autopay registration results are received in real-time from NPCI and passed on to merchants by Juspay ### How long does it take to process UPI auto-debit payments? The UPI auto-debit payment process typically follows these steps: * Step 1: Pre-debit notification (PDN) is triggered, and this occurs in real time. * Step 2: After a successful PDN, 24-hour wait period, as mandated by NPCI, takes place. * Step 3: Juspay triggers a debit call to the selected PG/PA partner, and this call is also processed in near real-time. Overall, UPI auto-debit transactions usually take approximately 24-25 hours to complete. ### How will routing work for UPI Auto-debit payments Auto-Debit transactions will always be routed to the same PG/PA partner through which the Autopay registration was done. --- ## See Also - [Description](https://juspay.io/in/docs/upi-autopay/docs/upi-autopay/description)