---
page_source: https://docs.juspay.io/paytm-gateway-configuration/docs/express-checkout/payment-methods
page_title: Payment Methods
---

## API Version: default


# Payment Methods



Gives list of all the payment methods available for your account. ## Endpoints:
- Production: https://api.juspay.in/merchants/{merchant_id}/paymentmethods

## Request Type: 
GET

## Sample Code Snippets:
### Sample Request:

#### Request Code Snippet:

```request
curl -X GET https://api.juspay.in/merchants/guest/paymentmethods

curl -X GET https://api.juspay.in/merchants/guest/paymentmethods?options.add_emandate_payment_methods=true

curl -X GET https://api.juspay.in/merchants/guest/paymentmethods?options.check_wallet_direct_debit_support=true

curl -X GET https://api.juspay.in/merchants/guest/paymentmethods?options.add_supported_reference_ids=true

curl -X GET https://api.juspay.in/merchants/guest/paymentmethods?options.add_outage=true
```

### Sample Response:

#### Payment Methods:
```json
{
  "payment_methods": [
    {
      "payment_method_type": "CARD",
      "payment_method": "VISA",
      "description": "Visa"
    },
    {
      "payment_method_type": "CARD",
      "payment_method": "MASTER",
      "description": "Master Card"
    },
    {
      "payment_method_type": "NB",
      "payment_method": "NB_BCA",
      "description": "BCA"
    },
    {
      "payment_method_type": "WALLET",
      "payment_method": "GOPAY",
      "description": "Gopay Wallet"
    }
  ]
}
```

#### Emandate Payment Methods:
```json
{
  "payment_methods": [
    {
      "description": "Pay with UPI",
      "payment_method": "UPI",
      "payment_method_type": "UPI"
    },
    {
      "description": "Visa",
      "payment_method": "VISA",
      "payment_method_type": "CARD"
    },
    {
      "description": "Mastercard",
      "payment_method": "MASTER",
      "payment_method_type": "CARD"
    },
    {
      "description": "Rupay",
      "payment_method": "RUPAY",
      "payment_method_type": "CARD"
    },
    {
      "description": "JP MORGAN",
      "payment_method": "NB_HDFC",
      "payment_method_type": "NB"
    },
    {
      "description": "ICICI Netbanking",
      "payment_method": "NB_ICICI",
      "payment_method_type": "NB"
    },
    {
      "description": "Axis Bank",
      "payment_method": "NB_AXIS",
      "payment_method_type": "NB"
    }
  ],
  "emandate_payment_methods": [
    {
      "description": "UPI Collect",
      "payment_method": "COLLECT",
      "payment_method_type": "UPI"
    },
    {
      "description": "UPI Intent Pay",
      "payment_method": "PAY",
      "payment_method_type": "UPI"
    },
    {
      "payment_method_type": "CARD",
      "payment_method": "JP_X",
      "description": "JP MORGAN"
    },
    {
      "payment_method_type": "NB",
      "payment_method": "JP_X",
      "description": "JP MORGAN"
    },
    {
      "payment_method_type": "CARD",
      "payment_method": "JP_AXIS",
      "description": "Axis Bank"
    },
    {
      "payment_method_type": "NB",
      "payment_method": "JP_AXIS",
      "description": "Axis Bank"
    }
  ]
}
```

#### Direct Wallet Debit Supported Payment Methods:
```json
{
  "payment_methods": [
    {
      "payment_method_type": "WALLET",
      "payment_method": "AMAZONPAY",
      "description": "Amazon Pay",
      "wallet_direct_debit_support": true
    },
    {
      "payment_method_type": "WALLET",
      "payment_method": "PAYPAL",
      "description": "PAYPAL",
      "wallet_direct_debit_support": false
    },
    {
      "payment_method_type": "WALLET",
      "payment_method": "PAYTM",
      "description": "Paytm",
      "wallet_direct_debit_support": true
    },
    {
      "payment_method_type": "NB",
      "payment_method": "NB_AXIS",
      "description": "Axis Bank"
    },
    {
      "payment_method_type": "NB",
      "payment_method": "NB_BOI",
      "description": "Bank of India"
    },
    {
      "payment_method_type": "NB",
      "payment_method": "NB_BOM",
      "description": "Bank of Maharashtra"
    },
    {
      "payment_method_type": "NB",
      "payment_method": "NB_CBI",
      "description": "Central Bank Of India"
    },
    {
      "payment_method_type": "UPI",
      "payment_method": "UPI",
      "description": "Pay with UPI"
    },
    {
      "payment_method_type": "CARD",
      "payment_method": "VISA",
      "description": "Visa"
    },
    {
      "payment_method_type": "CARD",
      "payment_method": "MASTER",
      "description": "Mastercard"
    },
    {
      "payment_method_type": "CARD",
      "payment_method": "RUPAY",
      "description": "Rupay"
    }
  ]
}
```

#### Gateway Reference ID for Payment Methods:
```json
{
  "payment_methods": [
    {
      "supported_reference_ids": [
        "referenceId1",
        "referenceId2"
      ],
      "payment_method_type": "NB",
      "payment_method": "NB_AXIS",
      "description": "Axis Bank"
    },
    {
      "supported_reference_ids": [],
      "description": "Bank of India",
      "payment_method": "NB_BOI",
      "payment_method_type": "NB"
    },
    {
      "supported_reference_ids": [
        "referenceId1"
      ],
      "payment_method_type": "NB",
      "payment_method": "NB_BOM",
      "description": "Bank of Maharashtra"
    },
    {
      "supported_reference_ids": [],
      "payment_method_type": "NB",
      "payment_method": "NB_CBI",
      "description": "Central Bank Of India"
    },
    {
      "supported_reference_ids": [],
      "payment_method_type": "UPI",
      "payment_method": "UPI",
      "description": "Pay with UPI"
    },
    {
      "supported_reference_ids": [],
      "payment_method_type": "CARD",
      "payment_method": "VISA",
      "description": "Visa"
    },
    {
      "supported_reference_ids": [],
      "payment_method_type": "CARD",
      "payment_method": "MASTER",
      "description": "Mastercard"
    },
    {
      "supported_reference_ids": [
        "referenceId1",
        "referenceId2",
        "referenceId3"
      ],
      "payment_method_type": "CARD",
      "payment_method": "RUPAY",
      "description": "Rupay"
    }
  ]
}
```

#### Outages:
```json
{
  "outage": [
    {
      "status": "FLUCTUATE",
      "payment_method": "RUPAY",
      "payment_method_type": "CARD",
      "juspay_bank_code": "JP_CANR",
      "description": "Rupay"
    },
    {
      "status": "DOWN",
      "payment_method": "NB_HDFC",
      "payment_method_type": "NB",
      "juspay_bank_code": "JP_X",
      "description": "JP MORGAN"
    },
    {
      "status": "FLUCTUATE",
      "payment_method": "FREECHARGE",
      "payment_method_type": "WALLET",
      "juspay_bank_code": "JP_FREECHARGE",
      "description": "Freecharge Wallet"
    },
    {
      "status": "DOWN",
      "payment_method": "UPI",
      "payment_method_type": "UPI",
      "issuer_name": "UPI Payment",
      "juspay_bank_code": "JP_UPI",
      "txn_type": "UPI_COLLECT",
      "description": "UPI",
      "sub_details": [
        {
          "status": "DOWN",
          "upi_handle": "okhdfcbank"
        },
        {
          "status": "DOWN",
          "upi_handle": "okaxis"
        },
        {
          "status": "DOWN",
          "upi_handle": "upi"
        },
        {
          "status": "DOWN",
          "upi_handle": "axl"
        }
      ]
    },
    {
      "status": "DOWN",
      "payment_method": "UPI",
      "payment_method_type": "UPI",
      "issuer_name": "UPI Payment",
      "juspay_bank_code": "JP_UPI",
      "txn_type": "UPI_PAY",
      "description": "UPI",
      "sub_details": [
        {
          "status": "FLUCTUATE",
          "upi_app": "com.phonepe.app"
        },
        {
          "status": "FLUCTUATE",
          "upi_app": "net.one97.paytm"
        }
      ]
    }
  ],
  "payment_methods": [
    {
      "payment_method": "VISA",
      "payment_method_type": "CARD",
      "description": "Visa"
    },
    {
      "payment_method": "MASTER",
      "payment_method_type": "CARD",
      "description": "Mastercard"
    },
    {
      "payment_method": "MAESTRO",
      "payment_method_type": "CARD",
      "description": "Maestro"
    },
    {
      "payment_method": "RUPAY",
      "payment_method_type": "CARD",
      "description": "Rupay"
    },
    {
      "payment_method": "NB_DUMMY",
      "payment_method_type": "NB",
      "description": "Dummy Bank"
    },
    {
      "payment_method": "UPI",
      "payment_method_type": "UPI",
      "description": "UPI"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "OLAPOSTPAID",
      "payment_method_type": "WALLET",
      "description": "Ola Postpaid Wallet"
    },
    {
      "payment_method": "SHOPSE",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "ShopSe"
    },
    {
      "payment_method": "NB_AXIS",
      "payment_method_type": "NB",
      "description": "Axis Bank"
    },
    {
      "payment_method": "NB_CBI",
      "payment_method_type": "NB",
      "description": "Central Bank Of India"
    },
    {
      "payment_method": "NB_HDFC",
      "payment_method_type": "NB",
      "description": "JP MORGAN"
    },
    {
      "payment_method": "NB_ICICI",
      "payment_method_type": "NB",
      "description": "ICICI Netbanking"
    },
    {
      "payment_method": "NB_SBI",
      "payment_method_type": "NB",
      "description": "State Bank of India"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "PAYTM",
      "payment_method_type": "WALLET",
      "description": "Paytm Wallet"
    },
    {
      "wallet_direct_debit_support": true,
      "payment_method": "LAZYPAY",
      "payment_method_type": "WALLET",
      "description": "Lazy Pay Wallet"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "PAYZAPP",
      "payment_method_type": "WALLET",
      "description": "PayZapp Wallet"
    },
    {
      "payment_method": "NB_BOI",
      "payment_method_type": "NB",
      "description": "Bank of India"
    },
    {
      "payment_method": "NB_BOM",
      "payment_method_type": "NB",
      "description": "Bank of Maharashtra"
    },
    {
      "payment_method": "NB_IDBI",
      "payment_method_type": "NB",
      "description": "Industrial Development Bank of India"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "MOBIKWIK",
      "payment_method_type": "WALLET",
      "description": "Mobikwik Wallet"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "FREECHARGE",
      "payment_method_type": "WALLET",
      "description": "Freecharge Wallet"
    },
    {
      "payment_method": "ZESTMONEY",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "ZestMoney"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "PHONEPE",
      "payment_method_type": "WALLET",
      "description": "PhonePe Wallet"
    },
    {
      "payment_method": "AMEX",
      "payment_method_type": "CARD",
      "description": "American Express"
    },
    {
      "payment_method": "DISCOVER",
      "payment_method_type": "CARD",
      "description": "Discover"
    },
    {
      "payment_method": "DINERS",
      "payment_method_type": "CARD",
      "description": "Diners"
    },
    {
      "payment_method": "JCB",
      "payment_method_type": "CARD",
      "description": "JCB"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "SIMPL",
      "payment_method_type": "WALLET",
      "description": "SIMPL PayLater"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "OVO",
      "payment_method_type": "WALLET",
      "description": "Googlepay Wallet"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "ITZCASH",
      "payment_method_type": "WALLET",
      "description": "ItzCash Wallet"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "AMAZONPAY",
      "payment_method_type": "WALLET",
      "description": "Amazonpay Wallet"
    },
    {
      "payment_method": "NB_AVENUETEST",
      "payment_method_type": "NB",
      "description": "Avenue Test"
    },
    {
      "payment_method": "SODEXO",
      "payment_method_type": "CARD",
      "description": "Sodexo"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "ADYENMONEY",
      "payment_method_type": "WALLET",
      "description": "PayU Money Wallet"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "OLAMONEY",
      "payment_method_type": "WALLET",
      "description": "Olamoney Wallet"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "AMEXEZECLICK",
      "payment_method_type": "WALLET",
      "description": "AMEX eZeClick"
    },
    {
      "wallet_direct_debit_support": true,
      "payment_method": "AIRTELMONEY",
      "payment_method_type": "WALLET",
      "description": "Airtel Money"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "SBIBUDDY",
      "payment_method_type": "WALLET",
      "description": "SBI Buddy Wallet"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "YPAYCASH",
      "payment_method_type": "WALLET",
      "description": "YPayCash Wallet"
    },
    {
      "wallet_direct_debit_support": true,
      "payment_method": "PAYPAL",
      "payment_method_type": "WALLET",
      "description": "PayPal"
    },
    {
      "wallet_direct_debit_support": true,
      "payment_method": "FREECHARGE_V2",
      "payment_method_type": "WALLET",
      "description": "Freecharge Wallet"
    },
    {
      "payment_method": "BAJAJ",
      "payment_method_type": "CARD",
      "description": "BAJAJFINSERV EMI"
    },
    {
      "payment_method": "NB_UNIB",
      "payment_method_type": "NB",
      "description": "Punjab National Bank (Erstwhile United Bank of India)"
    },
    {
      "payment_method": "NB_OBC",
      "payment_method_type": "NB",
      "description": "Punjab National Bank (Erstwhile Oriental Bank of Commerce)"
    },
    {
      "payment_method": "NB_PNB",
      "payment_method_type": "NB",
      "description": "Punjab National Bank Retail"
    },
    {
      "payment_method": "NB_IDFC",
      "payment_method_type": "NB",
      "description": "IDFC Bank"
    },
    {
      "payment_method": "NB_FINC",
      "payment_method_type": "NB",
      "description": "Fincare Bank"
    },
    {
      "payment_method": "NB_PAYTMV2TEST",
      "payment_method_type": "NB",
      "description": "Paytm V2 Test"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "JANACASH",
      "payment_method_type": "WALLET",
      "description": "Jana Cash"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "JIOMONEY",
      "payment_method_type": "WALLET",
      "description": "Jiomoney Wallet"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "OXIGEN",
      "payment_method_type": "WALLET",
      "description": "Oxigen Wallet"
    },
    {
      "payment_method": "NB_KARN",
      "payment_method_type": "NB",
      "description": "Karnataka Bank"
    },
    {
      "payment_method": "EPAYLATER",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "EPaylater"
    },
    {
      "wallet_direct_debit_support": true,
      "payment_method": "LOANTAP",
      "payment_method_type": "WALLET",
      "description": "Loantap Wallet"
    },
    {
      "payment_method": "NB_INDUS",
      "payment_method_type": "NB",
      "description": "IndusInd Bank"
    },
    {
      "payment_method": "NB_IOB",
      "payment_method_type": "NB",
      "description": "Indian Overseas Bank"
    },
    {
      "payment_method": "NB_SOIB",
      "payment_method_type": "NB",
      "description": "South Indian Bank"
    },
    {
      "payment_method": "NB_CANR",
      "payment_method_type": "NB",
      "description": "Canara Bank"
    },
    {
      "payment_method": "NB_KOTAK",
      "payment_method_type": "NB",
      "description": "Kotak Bank"
    },
    {
      "payment_method": "NB_CORP",
      "payment_method_type": "NB",
      "description": "Union Bank of India (Erstwhile Corporation Bank)"
    },
    {
      "payment_method": "NB_VJYB",
      "payment_method_type": "NB",
      "description": "Vijaya Bank"
    },
    {
      "payment_method": "NB_SBP",
      "payment_method_type": "NB",
      "description": "State Bank of Patiala"
    },
    {
      "payment_method": "NB_ALLB",
      "payment_method_type": "NB",
      "description": "Allahabad Bank"
    },
    {
      "payment_method": "NB_LVBCORP",
      "payment_method_type": "NB",
      "description": "Lakshmi Vilas Bank Corporate"
    },
    {
      "payment_method": "NB_LVB",
      "payment_method_type": "NB",
      "description": "Lakshmi Vilas Bank Retail"
    },
    {
      "payment_method": "NB_PNJSB",
      "payment_method_type": "NB",
      "description": "Punjab and Sind Bank"
    },
    {
      "payment_method": "NB_RBL",
      "payment_method_type": "NB",
      "description": "RBL"
    },
    {
      "payment_method": "NB_KVBCORP",
      "payment_method_type": "NB",
      "description": "Karur Vysya Corporate Banking"
    },
    {
      "payment_method": "NB_AIRTEL",
      "payment_method_type": "NB",
      "description": "Airtel Payments Bank"
    },
    {
      "payment_method": "NB_DCB",
      "payment_method_type": "NB",
      "description": "Development Credit Bank"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "MRUPEE",
      "payment_method_type": "WALLET",
      "description": "mRupee Wallet"
    },
    {
      "payment_method": "CITI",
      "payment_method_type": "REWARD",
      "description": "Citi Reward"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "IDEAMONEY",
      "payment_method_type": "WALLET",
      "description": "Idea Money"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "OXICASH",
      "payment_method_type": "WALLET",
      "description": "OxiCash Wallet"
    },
    {
      "payment_method": "NB_FED",
      "payment_method_type": "NB",
      "description": "Federal Bank"
    },
    {
      "payment_method": "NB_INDB",
      "payment_method_type": "NB",
      "description": "Indian Bank "
    },
    {
      "payment_method": "INSTACRED",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "Instacred"
    },
    {
      "payment_method": "HDFC_FLEXIPAY",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "Hdfc Flexipay"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "TATAPAY",
      "payment_method_type": "WALLET",
      "description": "TATA Pay Wallet"
    },
    {
      "payment_method": "NB_UBI",
      "payment_method_type": "NB",
      "description": "Union Bank of India"
    },
    {
      "payment_method": "NB_YESB",
      "payment_method_type": "NB",
      "description": "Yes Bank"
    },
    {
      "payment_method": "NB_JNK",
      "payment_method_type": "NB",
      "description": "Jammu and Kashmir Bank"
    },
    {
      "payment_method": "QR_CODE",
      "payment_method_type": "UPI",
      "description": "UPI QR"
    },
    {
      "payment_method": "NB_KVB",
      "payment_method_type": "NB",
      "description": "Karur Vysya "
    },
    {
      "payment_method": "NB_SBT",
      "payment_method_type": "NB",
      "description": "State Bank of Travancore"
    },
    {
      "payment_method": "NB_SBM",
      "payment_method_type": "NB",
      "description": "State Bank of Mysore"
    },
    {
      "payment_method": "NB_SBBJ",
      "payment_method_type": "NB",
      "description": "State Bank of Bikaner and Jaipur"
    },
    {
      "payment_method": "NB_SBH",
      "payment_method_type": "NB",
      "description": "State Bank of Hyderabad"
    },
    {
      "payment_method": "NB_CUB",
      "payment_method_type": "NB",
      "description": "CityUnion"
    },
    {
      "wallet_direct_debit_support": false,
      "payment_method": "MPESA",
      "payment_method_type": "WALLET",
      "description": "MPESA Wallet"
    },
    {
      "payment_method": "FLEXMONEY",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "Flexmoney"
    }
  ]
}
```

#### TPV Payment Methods:
```json
{
  "tpv_payment_methods": [
    {
      "payment_method": "JP_SBI",
      "payment_method_type": "NB",
      "description": "State Bank of India"
    },
    {
      "payment_method": "JP_X",
      "payment_method_type": "NB",
      "description": "JP MORGAN"
    },
    {
      "payment_method": "JP_ICICI",
      "payment_method_type": "NB",
      "description": "ICICI Bank"
    },
    {
      "payment_method": "JP_AXIS",
      "payment_method_type": "NB",
      "description": "Axis Bank"
    },
    {
      "payment_method": "JP_UPI",
      "payment_method_type": "UPI",
      "description": "UPI Payment"
    }
  ],
  "payment_methods": [
    {
      "payment_method": "VISA",
      "payment_method_type": "CARD",
      "description": "Visa"
    },
    {
      "payment_method": "MASTER",
      "payment_method_type": "CARD",
      "description": "Mastercard"
    },
    {
      "payment_method": "MAESTRO",
      "payment_method_type": "CARD",
      "description": "Maestro"
    },
    {
      "payment_method": "RUPAY",
      "payment_method_type": "CARD",
      "description": "Rupay"
    },
    {
      "payment_method": "NB_DUMMY",
      "payment_method_type": "NB",
      "description": "Dummy Bank"
    },
    {
      "payment_method": "UPI",
      "payment_method_type": "UPI",
      "description": "UPI"
    },
    {
      "payment_method": "OLAPOSTPAID",
      "payment_method_type": "WALLET",
      "description": "Ola Postpaid Wallet"
    },
    {
      "payment_method": "SHOPSE",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "ShopSe"
    },
    {
      "payment_method": "NB_AXIS",
      "payment_method_type": "NB",
      "description": "Axis Bank"
    },
    {
      "payment_method": "NB_CBI",
      "payment_method_type": "NB",
      "description": "Central Bank Of India"
    },
    {
      "payment_method": "NB_HDFC",
      "payment_method_type": "NB",
      "description": "JP MORGAN"
    },
    {
      "payment_method": "NB_ICICI",
      "payment_method_type": "NB",
      "description": "ICICI Netbanking"
    },
    {
      "payment_method": "NB_SBI",
      "payment_method_type": "NB",
      "description": "State Bank of India"
    },
    {
      "payment_method": "PAYTM",
      "payment_method_type": "WALLET",
      "description": "Paytm Wallet"
    },
    {
      "payment_method": "LAZYPAY",
      "payment_method_type": "WALLET",
      "description": "Lazy Pay Wallet"
    },
    {
      "payment_method": "PAYZAPP",
      "payment_method_type": "WALLET",
      "description": "PayZapp Wallet"
    },
    {
      "payment_method": "NB_BOI",
      "payment_method_type": "NB",
      "description": "Bank of India"
    },
    {
      "payment_method": "NB_BOM",
      "payment_method_type": "NB",
      "description": "Bank of Maharashtra"
    },
    {
      "payment_method": "NB_IDBI",
      "payment_method_type": "NB",
      "description": "Industrial Development Bank of India"
    },
    {
      "payment_method": "MOBIKWIK",
      "payment_method_type": "WALLET",
      "description": "Mobikwik Wallet"
    },
    {
      "payment_method": "FREECHARGE",
      "payment_method_type": "WALLET",
      "description": "Freecharge Wallet"
    },
    {
      "payment_method": "ZESTMONEY",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "ZestMoney"
    },
    {
      "payment_method": "PHONEPE",
      "payment_method_type": "WALLET",
      "description": "PhonePe Wallet"
    },
    {
      "payment_method": "AMEX",
      "payment_method_type": "CARD",
      "description": "American Express"
    },
    {
      "payment_method": "DISCOVER",
      "payment_method_type": "CARD",
      "description": "Discover"
    },
    {
      "payment_method": "DINERS",
      "payment_method_type": "CARD",
      "description": "Diners"
    },
    {
      "payment_method": "JCB",
      "payment_method_type": "CARD",
      "description": "JCB"
    },
    {
      "payment_method": "SIMPL",
      "payment_method_type": "WALLET",
      "description": "SIMPL PayLater"
    },
    {
      "payment_method": "OVO",
      "payment_method_type": "WALLET",
      "description": "Googlepay Wallet"
    },
    {
      "payment_method": "ITZCASH",
      "payment_method_type": "WALLET",
      "description": "ItzCash Wallet"
    },
    {
      "payment_method": "AMAZONPAY",
      "payment_method_type": "WALLET",
      "description": "Amazonpay Wallet"
    },
    {
      "payment_method": "NB_AVENUETEST",
      "payment_method_type": "NB",
      "description": "Avenue Test"
    },
    {
      "payment_method": "SODEXO",
      "payment_method_type": "CARD",
      "description": "Sodexo"
    },
    {
      "payment_method": "ADYENMONEY",
      "payment_method_type": "WALLET",
      "description": "PayU Money Wallet"
    },
    {
      "payment_method": "OLAMONEY",
      "payment_method_type": "WALLET",
      "description": "Olamoney Wallet"
    },
    {
      "payment_method": "AMEXEZECLICK",
      "payment_method_type": "WALLET",
      "description": "AMEX eZeClick"
    },
    {
      "payment_method": "AIRTELMONEY",
      "payment_method_type": "WALLET",
      "description": "Airtel Money"
    },
    {
      "payment_method": "SBIBUDDY",
      "payment_method_type": "WALLET",
      "description": "SBI Buddy Wallet"
    },
    {
      "payment_method": "YPAYCASH",
      "payment_method_type": "WALLET",
      "description": "YPayCash Wallet"
    },
    {
      "payment_method": "PAYPAL",
      "payment_method_type": "WALLET",
      "description": "PayPal"
    },
    {
      "payment_method": "FREECHARGE_V2",
      "payment_method_type": "WALLET",
      "description": "Freecharge Wallet"
    },
    {
      "payment_method": "BAJAJ",
      "payment_method_type": "CARD",
      "description": "BAJAJFINSERV EMI"
    },
    {
      "payment_method": "NB_UNIB",
      "payment_method_type": "NB",
      "description": "Punjab National Bank (Erstwhile United Bank of India)"
    },
    {
      "payment_method": "NB_OBC",
      "payment_method_type": "NB",
      "description": "Punjab National Bank (Erstwhile Oriental Bank of Commerce)"
    },
    {
      "payment_method": "NB_PNB",
      "payment_method_type": "NB",
      "description": "Punjab National Bank Retail"
    },
    {
      "payment_method": "NB_IDFC",
      "payment_method_type": "NB",
      "description": "IDFC Bank"
    },
    {
      "payment_method": "NB_FINC",
      "payment_method_type": "NB",
      "description": "Fincare Bank"
    },
    {
      "payment_method": "NB_PAYTMV2TEST",
      "payment_method_type": "NB",
      "description": "Paytm V2 Test"
    },
    {
      "payment_method": "JANACASH",
      "payment_method_type": "WALLET",
      "description": "Jana Cash"
    },
    {
      "payment_method": "JIOMONEY",
      "payment_method_type": "WALLET",
      "description": "Jiomoney Wallet"
    },
    {
      "payment_method": "OXIGEN",
      "payment_method_type": "WALLET",
      "description": "Oxigen Wallet"
    },
    {
      "payment_method": "NB_KARN",
      "payment_method_type": "NB",
      "description": "Karnataka Bank"
    },
    {
      "payment_method": "EPAYLATER",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "EPaylater"
    },
    {
      "payment_method": "LOANTAP",
      "payment_method_type": "WALLET",
      "description": "Loantap Wallet"
    },
    {
      "payment_method": "NB_INDUS",
      "payment_method_type": "NB",
      "description": "IndusInd Bank"
    },
    {
      "payment_method": "NB_IOB",
      "payment_method_type": "NB",
      "description": "Indian Overseas Bank"
    },
    {
      "payment_method": "NB_SOIB",
      "payment_method_type": "NB",
      "description": "South Indian Bank"
    },
    {
      "payment_method": "NB_CANR",
      "payment_method_type": "NB",
      "description": "Canara Bank"
    },
    {
      "payment_method": "NB_KOTAK",
      "payment_method_type": "NB",
      "description": "Kotak Bank"
    },
    {
      "payment_method": "NB_CORP",
      "payment_method_type": "NB",
      "description": "Union Bank of India (Erstwhile Corporation Bank)"
    },
    {
      "payment_method": "NB_VJYB",
      "payment_method_type": "NB",
      "description": "Vijaya Bank"
    },
    {
      "payment_method": "NB_SBP",
      "payment_method_type": "NB",
      "description": "State Bank of Patiala"
    },
    {
      "payment_method": "NB_ALLB",
      "payment_method_type": "NB",
      "description": "Allahabad Bank"
    },
    {
      "payment_method": "NB_LVBCORP",
      "payment_method_type": "NB",
      "description": "Lakshmi Vilas Bank Corporate"
    },
    {
      "payment_method": "NB_LVB",
      "payment_method_type": "NB",
      "description": "Lakshmi Vilas Bank Retail"
    },
    {
      "payment_method": "NB_PNJSB",
      "payment_method_type": "NB",
      "description": "Punjab and Sind Bank"
    },
    {
      "payment_method": "NB_RBL",
      "payment_method_type": "NB",
      "description": "RBL"
    },
    {
      "payment_method": "NB_KVBCORP",
      "payment_method_type": "NB",
      "description": "Karur Vysya Corporate Banking"
    },
    {
      "payment_method": "NB_AIRTEL",
      "payment_method_type": "NB",
      "description": "Airtel Payments Bank"
    },
    {
      "payment_method": "NB_DCB",
      "payment_method_type": "NB",
      "description": "Development Credit Bank"
    },
    {
      "payment_method": "MRUPEE",
      "payment_method_type": "WALLET",
      "description": "mRupee Wallet"
    },
    {
      "payment_method": "CITI",
      "payment_method_type": "REWARD",
      "description": "Citi Reward"
    },
    {
      "payment_method": "IDEAMONEY",
      "payment_method_type": "WALLET",
      "description": "Idea Money"
    },
    {
      "payment_method": "OXICASH",
      "payment_method_type": "WALLET",
      "description": "OxiCash Wallet"
    },
    {
      "payment_method": "NB_FED",
      "payment_method_type": "NB",
      "description": "Federal Bank"
    },
    {
      "payment_method": "NB_INDB",
      "payment_method_type": "NB",
      "description": "Indian Bank "
    },
    {
      "payment_method": "INSTACRED",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "Instacred"
    },
    {
      "payment_method": "HDFC_FLEXIPAY",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "Hdfc Flexipay"
    },
    {
      "payment_method": "TATAPAY",
      "payment_method_type": "WALLET",
      "description": "TATA Pay Wallet"
    },
    {
      "payment_method": "NB_UBI",
      "payment_method_type": "NB",
      "description": "Union Bank of India"
    },
    {
      "payment_method": "NB_YESB",
      "payment_method_type": "NB",
      "description": "Yes Bank"
    },
    {
      "payment_method": "NB_JNK",
      "payment_method_type": "NB",
      "description": "Jammu and Kashmir Bank"
    },
    {
      "payment_method": "QR_CODE",
      "payment_method_type": "UPI",
      "description": "UPI QR"
    },
    {
      "payment_method": "NB_KVB",
      "payment_method_type": "NB",
      "description": "Karur Vysya "
    },
    {
      "payment_method": "NB_SBT",
      "payment_method_type": "NB",
      "description": "State Bank of Travancore"
    },
    {
      "payment_method": "NB_SBM",
      "payment_method_type": "NB",
      "description": "State Bank of Mysore"
    },
    {
      "payment_method": "NB_SBBJ",
      "payment_method_type": "NB",
      "description": "State Bank of Bikaner and Jaipur"
    },
    {
      "payment_method": "NB_SBH",
      "payment_method_type": "NB",
      "description": "State Bank of Hyderabad"
    },
    {
      "payment_method": "NB_CUB",
      "payment_method_type": "NB",
      "description": "CityUnion"
    },
    {
      "payment_method": "MPESA",
      "payment_method_type": "WALLET",
      "description": "MPESA Wallet"
    },
    {
      "payment_method": "FLEXMONEY",
      "payment_method_type": "CONSUMER_FINANCE",
      "description": "Flexmoney"
    }
  ]
}
```

## Query Parameters:

#### options.add_emandate_payment_methods:
To get payment methods supported for EMANDATE transactions.
- Tags: boolean

#### options.check_wallet_direct_debit_support:
To get the payment methods that supports direct debit.
- Tags: boolean

#### options.add_supported_reference_ids:
To get the payment methods supported for each gateway reference ID
- Tags: boolean

#### options.add_tpv_payment_methods:
To get payment methods supported for Third party validation (TPV)
- Tags: boolean

#### options.add_outage:
To get outages on payment methods. Each payment method has a **`juspay_bank_code`** . By using **`juspay_bank_code`**  as a lookup in the outage array, you can determine whether the payment method has outage or not.

**NOTE:** **** The outage basically functions based on a score at each payment method level. We maintain this score from for all Merchant- Payment method combinations. For each transaction created, we penalise this score by a small amount and if the transaction is successful (CHARGED or AUTHORIZED), then we add to this score so as to reward the Merchant <> Payment method.

We have 2 outage statuses: FLUCTUATE and DOWN and we assign these once the score falls below a certain threshold at our end. There is a soft reset from time to time to check the health where we allow a few transactions to go through, based on which we decide whether the Merchant <> Payment method combination is back UP (no outage being faced).

Apart from this, we reset the overall score at a pre-defined interval as well.These thresholds can be customised based on merchant requirements.
- Tags: boolean
## API Responses:
### 200:

#### payment methods:
- Value:
  - **Payment_method_type**:
    - Tags: String
  - **Payment_method**:
    - Tags: String
  - **Description**:
    - Tags: String
- Tags: JSON

#### emandate payment methods:
- Value:
  - **Payment_methods**:
    - Value:
      - **Description**:
        - Tags: String
      - **Payment_method**:
        - Tags: String
      - **Payment_method_type**:
        - Tags: String
    - Tags: Array of objects
  - **Emandate_payment_methods**:
    - Value:
      - **Description**:
        - Tags: String
      - **Payment_method**:
        - Tags: String
      - **Payment_method_type**:
        - Tags: String
    - Tags: Array of objects
- Tags: JSON

#### direct wallet debit supported payment methods:
- Value:
  - **Payment_methods**:
    - Value:
      - **Payment_method_type**:
        - Tags: String
      - **Payment_method**:
        - Tags: String
      - **Description**:
        - Tags: String
      - **Wallet_direct_debit_support**:
        - Tags: boolean
    - Tags: Array of objects
- Tags: JSON

#### gateway reference ID for payment methods:
- Value:
  - **Payment_methods**:
    - Value:
      - **Supported_reference_ids**:
        - Tags: Array of strings
      - **Payment_method_type**:
        - Tags: String
      - **Payment_method**:
        - Tags: String
      - **Description**:
        - Tags: String
    - Tags: Array of Objects
- Tags: JSON

#### outages:
- Value:
  - **Outage**:
    - Value:
      - **Status**:
        - Tags: String
      - **Payment_method**:
        - Tags: String
      - **Payment_method_type**:
        - Tags: String
      - **Juspay_bank_code**:
        - Tags: String
      - **Description**:
        - Tags: String
    - Tags: Array of objects
  - **Payment_methods**:
    - Value:
      - **Payment_method**:
        - Tags: String
      - **Payment_method_type**:
        - Tags: String
      - **Description**:
        - Tags: String
    - Tags: Array of objects
- Tags: JSON

#### tpv payment methods:
- Value:
  - **Tpv_payment_methods**:
    - Value:
      - **Payment_method**:
        - Tags: String
      - **Payment_method_type**:
        - Tags: String
      - **Description**:
        - Tags: String
    - Tags: Array of objects
  - **Payment_methods**:
    - Value:
      - **Payment_method**:
        - Tags: String
      - **Payment_method_type**:
        - Tags: String
      - **Description**:
        - Tags: String
    - Tags: Array of objects
- Tags: JSON
### 400:

#### status:
- Description: invalid_request_error
- Tags: string

#### error_code:
- Description: nullable
- Tags: string

#### error_message:
- Description: [merchantAccount] cannot be null
- Tags: string