---
page_title: Paytm
product: Payment Gateway Integrations
page_source: https://juspay.io/in/docs/payment-gateway-integrations/docs/payment-gateways/paytm
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/payment-gateway-integrations/llms.txt
---


# PAYTM_V2




## Step 1 - Procure Gateway Credentials 



Obtain the merchant credentials from the PayTm team for Sandbox (testing) and Production (live).

You can find the required credentials on the Paytm Dashboard - 

* Merchant ID
* Merchant Key
* Industry type

![Image](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/payment-gateway-integrations/Screenshot%202025-12-05%20at%2011.46.56.png)
*Paytm Developer Dashboard to get Creds*



> **Note**
> The fields marked *****  are mandatory and are required to be configured to proceed with the testing. Rest of the fields are optional and only required for specific features/flows.




##  Step 2 - Dashboard Configuration



* Open up the Juspay Portal
  
  * Production: [https://portal.juspay.in](https://portal.juspay.in) (Configuring here will affect your live environment)
  * Sandbox: [https://sandbox.portal.juspay.in](https://sandbox.portal.juspay.in) (Dedicated for testing)
* Navigate to Payments → PG Control Centre
* Select PAYTM_V2 under the “Add a Payment Gateway (PG)" section
* Select an environment for the payment gateway. If not sure then confirm with PAYTM_V2 team whether the credentials provided by them are for testing or production usage
  
  * Live Environment: Real money involved, all flows supported
  * Testing Environment: Simulate payments, only some flows are supported
* Gateway Reference ID: For most cases you don’t need this but if you do then refer [https://juspay.io/in/docs/hyper-checkout/android/resources/gateway-reference-id](https://juspay.io/in/docs/hyper-checkout/android/resources/gateway-reference-id)


## Step 3 - Feature Enablement Email to PG 



An email titled “**MerchantID <> PAYTM Feature Enablement for MID - {Paytm MID} (Juspay ID: 123456)”**  will be sent to Paytm from our dashboard to enable the various features and flags. 


## Step 4 - Configure Payment Methods 



Configure the payment methods as per your business needs using the Juspay Dashboard. Enable or disable payment methods your business will accept through PAYTM_V2 on this screen.


## Step 5 - Advanced Feature Flags 



Following Advanced Feature Flags are available under PAYTM_V2:

* **Waiting Page Expiry in Seconds** : Provide the wait page timer in seconds only if you want the payment gateway's wait page to be shown for UPI collect transactions. The recommended value is 300.
* **Split Settlement:**  Enabling this flag would allow you to settle transaction amount into multiple acquiring bank accounts.
* **Should send surcharge breakup** : Enabling this flag would start sending the surcharge breakup to Paytm.
* **SDK-less Intent:**  Enable this flag if you want to use the SDK-less Intent flow via Paytm.
* **S2S Integration** : Enabling this flag would enable the S2S (Server to server) integration via Paytm.
* **Pre-authorization** : Enabling this flag would enable the transactions via Paytm to be pre authorized.
* **Payee Vpa** : Paytm generates a unique virtual payment address (VPA) to the Merchant. This parameter is used while app requests for payment using UPI deeplink.
* **Card Mandate:**  User registration and auto recurring debit based payments. Payment instrument must be CARD.
* **Gpay Merchant Id** : MerchantId to initiate OMNICHANNEL/PUSH_PAY transaction with googlePay.
* **Emandate** : Enabling this flag allows you to make Mandate payments with payment instruments other than CARD.
* **CVV-less** : Enabling this flag allows you to route CVV less transactions via Paytm.
* **Customer Fee Bearing Surcharge** : Allows merchants to pass on the MDR/FEE to the customer
* **Native OTP** : Enabling this flag allows you to route Native OTP less transactions via Paytm.


## Step 6 - Configure Juspay URLs at Gateway 



Refer to the Webhook Section to get the list of Juspay URLs that need to be whitelisted at the gateway end.


## Step 7 - Testing 



Test all payment flows using the sandbox environment. Ensure that all enabled payment methods work as expected and the callbacks are received correctly.


## Step 8 - Go live 



Switch your configuration to production credentials on Juspay Dashboard after thorough testing, and inform gateway to enable your production credentials if required.

---

## See Also

- [GPAY_IMF](https://juspay.io/in/docs/payment-gateway-integrations/docs/payment-gateways/gpay-imf)
- [PayU](https://juspay.io/in/docs/payment-gateway-integrations/docs/payment-gateways/payu)