--- page_source: https://juspay.io/sea/docs/express-checkout-sdk-global/react-native/base-sdk-integration/2-retrieving-info-on-payment-options page_title: 4.2 Retrieving Info on Payment Options --- # Retrieving Info on Payment Methods This SDK call is optional and can be called based on the integrated payment methods. ### Card - List Saved Substep This operation needs to be called before loading the payment page to get the details of the cards stored by the user. ### Card - Info Substep This operation helps to get Card details using card bin. You can also use this operation to check if a card is eligible for ATM PIN payments.Use the following `optional`parameters to check card eligibility for - 1. Mandates - `"checkMandateSupport":true` 2. DOTP - `"checkDirectOtpSupport":true` 3. Tokenization - `"checkTokenizeSupport":true` ### Netbanking - List Substep This action needs to be called to get the list of all Banks supported for NetBanking transaction. ### Eligibility - Cards Substep This operation helps the merchant to check the eligibility of the card bin (input by the user) for features like DirectOTP and Visa one-click flows. **Default value for 'showLoader' param, when not passed, is set to false.** ### EMI Plans Substep This operation helps the merchant to fetch all available EMI plans applicable for that merchant ### Get Outage Substep This operation gives the information on payment instruments and issuers experiencing low success rates at the moment. It may be used to display appropriate user messaging on the payment page to enhance success rates. ## Sample Code Snippets: ### Sample Request: #### Card - List Saved Code Snippet: ```card - list saved { "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9", "service": "in.juspay.hyperapi", "payload": { "action": "cardList", "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213" } } ``` #### Card - Info Code Snippet: ```card - info { "requestId": "4d73cc62-538a-45f1-9c9e-5f002a65e89c", "service": "in.juspay.hyperapi", "payload": { "action": "cardInfo", "cardBin": "459162", "checkDirectOtpSupport":true, // Optional parameter to check DOTP Eligibility "checkMandateSupport":true, // Optional parameter to check Mandates Eligibility "checkTokenizeSupport":true, // Optional parameter to check Tokenization Eligibility "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213" } } ``` #### Netbanking - List Code Snippet: ```netbanking - list { "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9", "service": "in.juspay.hyperapi", "payload": { "action": "nbList", "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213" } } ``` #### Eligibility - Cards Code Snippet: ```eligibility - cards { "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9", "service": "in.juspay.hyperapi", "payload": { "action": "eligibility", "amount": "1.00", "data": { "wallets": [], "cards": [ { "cardBin": "524254", "cardAlias": "e5poq5sehj0nfvndv1o7a9s99", "checkType": [ "otp", "vies" ] } ] }, "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213", "showLoader": true } } ``` #### EMI Plans Code Snippet: ```emi plans { "service": "in.juspay.ec", "requestId": "37d19a67-298a-465d-94e0-50ecdd80efa2", "payload": { "txn_intent_id": null, "signaturePayload": null, "signature": null, "productDetails": null, "orderInfo": null, "orderId": "order_sp_116", "orderDetails": null, "orderBasket": "[{\"id\": \"id1\",\"unitPrice\": 25000,\"quantity\": 1},{\"id\": \"id2\",\"unitPrice\": 5000,\"quantity\": 1}]", "orderAmount": "10000", "offerCode": null, "mobileNumber": "8050009999", "merchant_id": "picasso", "merchantKeyId": "", "customerId": "test_user_001", "clientAuthToken": "tkn_cc3d23dc111103b43d7a4313316196", "action": "emiPlansV2" } } ``` #### Get Outage Code Snippet: ```get outage { "payload": { "action": "getOutageV2" }, "requestId": "30b97fa7-35e5-45d2-89d7-4c8394c97b9d", "service": "in.juspay.hyperapi" } ``` ### Sample Response: #### Card - List Saved: ```plaintext { "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9", "service": "in.juspay.hyperapi", "payload": { "action": "cardList", "merchantId": "picasso", "customerId": "test_customer_ns1", "cards": [ { "nickname": "", "nameOnCard": "Amaresh", "expired": false, "cardType": "DEBIT", "cardToken": "934bad8b-a522-4e7f-8c13-a2337e2c5c0e", "cardReference": "afb0e819d00c1006f550d9f8ac37dde4", "cardNumber": "5419-XXXXXXXX-0636", "cardIssuer": "JP MORGAN", "cardIsin": "541919", "cardFingerprint": "43kvhke93lbfrvstuasd4imoot", "cardExpYear": "2023", "cardExpMonth": "04", "cardBrand": "MASTERCARD" } ] }, "error": false, "errorCode": "", "errorMessage": "" } ``` #### Card - Info: ```plaintext { "service": "in.juspay.hyperapi", "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9", "payload": { "action": "cardInfo", "type": "CREDIT", "object": "cardbin", "id": "512345", "country": "INDIA", "brand": "MASTERCARD", "bank": "JP Morgan", "atmPinAuthSupport": false }, "errorMessage": "", "errorCode": "", "error": false } ``` #### Netbanking - List: ```plaintext { "service": "in.juspay.hyperapi", "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9", "payload": { "action": "nbList", "total": 2, "list": [ { "validationStatus": "PENDING", "validationAmount": 100, "object": "bank_account", "lastValidated": "2020-04-24T12:29:23Z", "ifsc": "HDFC0002777", "id": "bank_b3iKnjFunHxevWJY", "dateCreated": "2020-04-24T12:29:23Z", "customerId": "cst_inekmigs7vvqg9qu", "currency": "SGD", "beneficiaryName": "testtp", "bankName": "JP Morgan", "accountNumber": "50100219614602" }, { "validationStatus": "ACTIVE", "validationAmount": 100, "object": "bank_account", "lastValidated": "2020-04-24T12:09:33Z", "ifsc": "HDFC0002777", "id": "bank_sgdjtWu3Fnge7C58", "dateCreated": "2020-04-24T12:09:25Z", "customerId": "cst_inekmigs7vvqg9qu", "currency": "SGD", "beneficiaryName": "testen", "bankName": "JP Morgan", "accountNumber": "50100219614602" } ] }, "errorMessage": "", "errorCode": "", "error": false } ``` #### Eligibility - Cards: ```plaintext { "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9", "service": "in.juspay.hyperapi", "payload": { "action": "eligibility", "data": { "cards": [ { "cardBin": "652801", "cardAlias": "", "checkType": { "otp": { "eligible": true }, "vies": { "alias": "65eg5trh67j2801t", "eligibility": true, "enrolled": true, "expired": false } } } ] } }, "error": false, "errorMessage": "", "errorCode": "" } ``` #### EMI Plans: ```plaintext { "service": "in.juspay.ec", "requestId": "37d19a67-298a-465d-94e0-50ecdd80efa2", "payload": { "action": "emiPlansV2", "emiPlans": { "noCostEmi": { "credit": { "paymentMethodType": "CARD", "paymentMethod": "CARD", "issuers": [ { "tenures": [ { "txnEmiType": "STANDARD_EMI", "totalMonthlyAmountPayable": "1666.67", "totalInterestAmount": "354.71", "totalInstantDiscountAmount": "354.69", "totalCashbackAmount": "0.00", "totalAmountPayable": "10000.02", "tenure": 6, "supportedGateways": [ { "gatewayId": 74, "gateway": "PINELABS" } ], "offerIds": [ "d1ab0c60-85a1-4383-bf6a-118c3c5344cd" ], "interestDiscountAmount": "354.69", "bankInterestRate": "12.50", "additionalProcessingFee": "0.00", "additionalDiscountAmount": "0.00" }, { "txnEmiType": "STANDARD_EMI", "totalMonthlyAmountPayable": "1669.05", "totalInterestAmount": "368.99", "totalInstantDiscountAmount": "354.69", "totalCashbackAmount": "0.00", "totalAmountPayable": "10014.30", "tenure": 6, "supportedGateways": [ { "gatewayId": 12, "gateway": "PAYU" } ], "offerIds": [ "d1ab0c60-85a1-4383-bf6a-118c3c5344cd" ], "interestDiscountAmount": "354.69", "bankInterestRate": "13.00", "additionalProcessingFee": "0.00", "additionalDiscountAmount": "0.00" } ], "juspayBankCode": "JP_HSBC", "issuerName": "HSBC Bank", "emiBank": "HSBC" } ] } } }, "cartAmount": "10000.00" }, "errorMessage": "", "errorCode": "", "error": false } ``` #### Get Outage: ```plaintext { "error": false, "errorCode": "", "errorMessage": "", "event": "process_result", "payload": { "action": "getOutageV2", "outage": [ { "description": "Mastercard", "issuerName": "JP Morgan", "juspayBankCode": "JP_X", "paymentMethod": "MASTERCARD", "paymentMethodType": "CARD", "status": "DOWN" }, { "description": "Bank of India", "issuerName": "Bank of India", "juspayBankCode": "JP_BOI", "paymentMethod": "NB_BOI", "paymentMethodType": "NB", "status": "FLUCTUATE" }, { "description": "Bank of Baroda", "issuerName": "Bank of Baroda", "juspayBankCode": "JP_BOB", "paymentMethod": "NB_BOB", "paymentMethodType": "NB", "status": "DOWN" }, { "description": "Mobikwik", "issuerName": "Mobikwik", "juspayBankCode": "JP_MOBIKWIK", "paymentMethod": "MOBIKWIK", "paymentMethodType": "WALLET", "status": "DOWN" }, { "description": "Freecharge", "issuerName": "Freecharge", "juspayBankCode": "JP_FREECHARGE", "paymentMethod": "FREECHARGE", "paymentMethodType": "WALLET", "status": "FLUCTUATE" }, { "description": "PhonePe / BHIM UPI", "issuerName": "PhonePe", "juspayBankCode": "JP_PHONEPE", "paymentMethod": "PHONEPE", "paymentMethodType": "WALLET", "status": "DOWN" }, { "description": "Rupay", "issuerName": "Bank of Baroda", "juspayBankCode": "JP_BOB", "paymentMethod": "RUPAY", "paymentMethodType": "CARD", "status": "DOWN" }, { "description": "Rupay", "issuerName": "SBI", "juspayBankCode": "JP_SBI", "paymentMethod": "RUPAY", "paymentMethodType": "CARD", "status": "FLUCTUATE" }, { "description": "HDFC Flexipay", "issuerName": "JP Morgan", "juspayBankCode": "JP_X", "paymentMethod": "HDFC_FLEXIPAY", "paymentMethodType": "CONSUMER_FINANCE", "status": "FLUCTUATE" }, { "description": "ZestMoney", "issuerName": "ZestMoney", "juspayBankCode": "JP_ZESTMONEY", "paymentMethod": "ZESTMONEY", "paymentMethodType": "CONSUMER_FINANCE", "status": "FLUCTUATE" }, { "description": "Twid Rewards", "issuerName": "Twid Reward", "juspayBankCode": "JP_TWID", "paymentMethod": "TWID", "paymentMethodType": "REWARD", "status": "DOWN" }, { "description": "Ovo", "issuerName": "Ovo", "juspayBankCode": "JP_PAYTM", "paymentMethod": "OVO", "paymentMethodType": "WALLET", "status": "DOWN" } ] }, "requestId": "30b97fa7-35e5-45d2-89d7-4c8394c97b9d", "service": "in.juspay.hyperapi" } ```