---
page_source: https://juspay.io/in/docs/ec-headless/cordova/additional-features/user-payment-management
page_title: User Payment Management
---


# User Payment Profile Management




### Wallet - Create Substep


Wallet account can be created only for an existing customer. Creating the wallet will trigger an OTP which will be used for linking the wallet thereby enabling direct debit authorization. NOTE: Default value for 'showLoader' param, when not passed, is set to false.




### Amazon Wallet - Create Substep


Wallet account for Amazonpay can be created only for an existing customer. Creating and linking the wallet will be done by authorising the same through login on Amazonpay login page. NOTE: Default value for 'showLoader' param, when not passed, is set to false.




### Wallet - Link Substep


Completes the authentication and linking process of the wallet with the customer account. OTP entered by the user is forwarded to Juspay. On successful verification of the OTP, the wallet is linked with the customer object. If failed, then the linked attribute in response will remain to be false. NOTE: Default value for 'showLoader' param, when not passed, is set to false.




### Wallet - Delink Substep


This is an optional feature. On your user’s payment profile page you may include this feature for your user to delink any linked wallet.




### Card - Delete Saved Substep


This is an optional feature. On your user’s payment profile page you may include this feature for your user to delete any of the saved card.




### Card - Tokenize Substep


In case the merchant has got PCI compliance to save user cards and hence wish to save all card information on the merchant server the tokenize operation shall be used. Please tokenize the user card details using the below operation and utilize the token provided in the response to perform a transaction.