---
page_source: https://docs.juspay.io/ec-headless/capacitor/payloads/displaying-payment-options
page_title: Displaying Payment Options
---


# Displaying Payment Options




### Get Payment Methods Substep


This operation gives the details of all eligible payment methods enabled for the merchant via Juspay. Any payment option not shown as part of this operation, must not be sent to Juspay for processing.




### Card - List Saved Substep


This operation needs to be called before loading the payment page to get the details of the cards stored by the user.




### Card - Info Substep


This operation helps to get Card details using card bin. You can also use this operation to check if a card is eligible for ATM PIN payments.Use the following `optional`parameters to check card eligibility for -

1. Mandates - `"checkMandateSupport":true`

2. DOTP - `"checkDirectOtpSupport":true`

3. Tokenization - `"checkTokenizeSupport":true`




### Get Wallet Substep


This operation is used to get wallet details specific to the given walletId.




### Wallet - Refresh Substep


This action needs to be called to get the details of the wallet of the user based on the walletId passed. This operation displays the details of the wallet and the balance wherever applicable for the passed walletId. NOTE: Default value for 'showLoader' param, when not passed, is set to false.




### Wallet - Refresh All Substep


This action needs to be called to get the details of the wallets of the user. This operation gives a list of linked wallets and their balances wherever applicable for the passed customerId. NOTE: Default value for 'showLoader' param, when not passed, is set to false.




### Is Device Ready Substep


This operation helps the merchant to check for any device-specific App or SDK required before displaying a payment option on the UI or allowing the user to make a payment.




### Is Device Ready - Google Pay Cards Substep


This operation helps the merchant to check if Google Pay is supported by the device before displaying a payment option on the UI or allowing the user to make a payment. The merchant should pass the flows (UPI, CARD) that must be checked for support in Googlepay.




### UPI - Get Available Apps Substep


This action needs to be called to get the details of all UPI apps available in the device.




### For iOS Declare URL Schemes for UPI Apps


SDK needs to query system for few application schemes defined for UPI Intent. Please add the following properties in the App’s Info.plist file.


#### Shell Code Snippet:

```shell
<><key>LSApplicationQueriesSchemes</key>
<array>
    <string>credpay</string>
    <string>paytm</string>
    <string>bhim</string>
    <string>myairtel</string>
    <string>upi</string>
    <string>devtools</string>
    <string>phonepe</string>
    <string>paytmmp</string>
    <string>tez</string>
</array></>
```


> **Note**
> Supported Apps: Airtel, Bhim, Cred, Google Pay, Paytm & Phonepe






### UPI - Get Available Mandate Apps Substep


This action needs to be called to get the details of all UPI apps available in the device along with a parameter that gives information if the app supports mandate or not.




### Mandate Eligible VPA Substep


This operation helps to get the list of VPA handles that currently support UPI collect autopay.




### Netbanking - List Substep


This action needs to be called to get the list of all Banks supported for NetBanking transaction.




### Netbanking - Validate Substep


This operation helps the merchant to check the validity of bank account number and IFSC code entered by the user. This validation will help to increase the success rate of netbanking e-mandate attempts.




### Netbanking - Validation Status Substep


Used by NB E-Mandate.**Default value for 'showLoader' param, when not passed, is set to true.** 




### Eligibility - Wallet Substep


This operation helps the merchant to check the user’s eligibility to transact using Postpaid wallet.

**Default value for 'showLoader' param, when not passed, is set to false.** 




### Eligibility - Cards Substep


This operation helps the merchant to check the eligibility of the card bin (input by the user) for features like DirectOTP and Visa one-click flows.

**Default value for 'showLoader' param, when not passed, is set to false.** 




### EMI Plans Substep


This operation helps the merchant to fetch all available EMI plans applicable for that merchant




### Get Outage Substep


This operation gives the information on payment instruments and issuers experiencing low success rates at the moment. It may be used to display appropriate user messaging on the payment page to enhance success rates.



## Sample Code Snippets:
### Sample Request:

#### Get Payment Methods Code Snippet:

```get payment methods
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "getPaymentMethods"
    }
}
```

#### Card - List Saved Code Snippet:

```card - list saved
{
  "requestId": "bfc553f2-bb20-4bc6-b8a1-a4eea116d67c",
  "service": "in.juspay.hyperapi",
  "payload": {
      "action": "cardList",
      "clientAuthToken": "tkn_e715521dddd2409ea3febd012107a92b",
      "checkCvvLessSupport": "true"
  }
}
```

#### Card - Info Code Snippet:

```card - info
{
    "requestId": "4d73cc62-538a-45f1-9c9e-5f002a65e89c",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "cardInfo",
        "cardBin": "459162",
        "checkDirectOtpSupport":true,      // Optional parameter to check DOTP Eligibility
        "checkMandateSupport":true,        // Optional parameter to check Mandates Eligibility
        "checkTokenizeSupport":true,       // Optional parameter to check Tokenization Eligibility
        "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213"
    }
}
```

#### Get Wallet Code Snippet:

```get wallet
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "getWallet",
        "walletId": "wlt_nvtQf8DP1A2oGoZu",
        "walletName": "PAYTM",
        "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213"
    }
}
```

#### Wallet - Refresh Code Snippet:

```wallet - refresh
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "refreshWallet",
        "walletId": "wlt_nvtQf8DP1A2oGoZu",
        "walletName": "PAYTM",
        "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213",
        "showLoader": true
    }
}
```

#### Wallet - Refresh All Code Snippet:

```wallet - refresh all
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "refreshWalletBalances",
        "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213",
        "showLoader": true
    }
}
```

#### Is Device Ready Code Snippet:

```is device ready
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "isDeviceReady",
        "sdkPresent": "ANDROID_GOOGLEPAY"
    }
}
```

#### Is Device Ready - Google Pay cards Code Snippet:

```is device ready - google pay cards
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "isDeviceReady",
        "sdkPresent": "ANDROID_GOOGLEPAY",
        "checkFor": [
            "UPI",
            "CARD"
        ]
    }
}
```

#### UPI - Get Available Apps Code Snippet:

```upi - get available apps
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "upiTxn",
        "getAvailableApps": true,
        "showLoader": true
    }
}
```

#### UPI - Get Available Mandate Apps Code Snippet:

```upi - get available mandate apps
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "upiTxn",
        "orderId": "hyperorder45314",
        "getAvailableApps": true,
        "getMandateApps": true
    }
}
```

#### Mandate Eligible VPA Code Snippet:

```mandate eligible vpa
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "getMandateVpas"
    }
}
```

#### Netbanking - List Code Snippet:

```netbanking - list
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "nbList",
        "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213"
    }
}
```

#### Netbanking - Validate Code Snippet:

```netbanking - validate
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "nbValidate",
        "bankIfsc": "SBIN0070740",
        "bankAccountNumber": "00000067369932310",
        "bankBeneficiaryName": "Parthiban P",
        "paymentMethod": "NB_AXIS",
        "gatewayId": "23",
        "gatewayReferenceId": "insurance",
        "usePolling": true,
        "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213"
    }
}
```

#### Netbanking - Validation Status Code Snippet:

```netbanking - validation status
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "nbValidationStatus",
        "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213",
        "bankId": "bank_gYB2qivEEGUYonVW",
        "showLoader": true
    }
}
```

#### Eligibility - Wallet Code Snippet:

```eligibility - wallet
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "eligibility",
        "amount": "1.00",
        "data": {
            "wallets": [
                {
                    "customerId": "test_customer",
                    "mobile": "7338513562",
                    "checkType": [
                        "simpl"
                    ]
                }
            ],
            "cards": []
        },
        "clientAuthToken": "tkn_0e37edc631d647fdb606ab48ccfc4213",
        "showLoader": true
    }
}
```

#### Eligibility - Cards Code Snippet:

```eligibility - cards
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "eligibility",
        "amount": "1.00",
        "data": {
            "wallets": [],
            "cards": [{
                "cardBin": "524254",
                "cardAlias": "e5poq5sehj0nfvndv1o7a9s99", //cardFingerprint
                "checkType": [
                    "otp"
                ]
            }]
        }
    }
}
```

#### EMI Plans Code Snippet:

```emi plans
{
    "service": "in.juspay.ec",
    "requestId": "37d19a67-298a-465d-94e0-50ecdd80efa2",
    "payload": {
        "txn_intent_id": null,
        "signaturePayload": null,
        "signature": null,
        "productDetails": null,
        "orderInfo": null,
        "orderId": "order_sp_116",
        "orderDetails": null,
        "orderBasket": "[{\"id\": \"id1\",\"unitPrice\": 25000,\"quantity\": 1},{\"id\": \"id2\",\"unitPrice\": 5000,\"quantity\": 1}]",
        "orderAmount": "10000",
        "offerCode": null,
        "mobileNumber": "8050009999",
        "merchant_id": "picasso",
        "merchantKeyId": "",
        "customerId": "test_user_001",
        "clientAuthToken": "tkn_cc3d23dc111103b43d7a4313316196",
        "action": "emiPlansV2"
    }
}
```

#### Get Outage Code Snippet:

```get outage
{
  "payload": {
    "action": "getOutageV2"
  },
  "requestId": "30b97fa7-35e5-45d2-89d7-4c8394c97b9d",
  "service": "in.juspay.hyperapi"
}

```

### Sample Response:

#### Get Payment Methods:
```plaintext
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "paymentMethods": [
            {
                "paymentMethodType": "CARD",
                "paymentMethod": "VISA",
                "description": "Visa"
            },
            {
                "paymentMethodType": "CARD",
                "paymentMethod": "MASTER",
                "description": "Master Card"
            },
            {
                "paymentMethodType": "NB",
                "paymentMethod": "NB_HDFC",
                "description": "HDFC"
            },
            {
                "paymentMethodType": "WALLET",
                "paymentMethod": "PAYTM",
                "description": "Paytm"
            }
        ]
    },
    "error": false,
    "errorCode": "",
    "errorMessage": ""
}
```

#### Card - List Saved:
```plaintext
{
    "requestId": "bfc553f2-bb20-4bc6-b8a1-a4eea116d67c",
    "service": "in.juspay.hyperapi",
    "payload": {
        "merchantId": "picasso",
        "action": "cardList",
        "customerId": "test_customer",
        "cards": [{
                "cardIsin": "459156",
                "cardFingerprint": "3rij7q99sdcerj72g82ca59csb",
                "providerCategory": "NETWORK",
                "nameOnCard": "name",
                "cardIssuerCountry": "INDIA",
                "cardNumber": "XXXX-XXXXXXXX-1614",
                "provider": "VISA",
                "expired": false,
                "cardToken": "tkn_39aa4c3520674d2e96e2fe4c57ae1c3d",
                "cardExpMonth": "04",
                "cardReference": "cref_35b79c2e6c334c24a17967ddfc084b85",
                "juspayBankCode": "JP_SBI",
                "cardExpYear": "2026",
                "cardIssuer": "SBI",
                "cardType": "DEBIT",
                "cardSubType": "VISA CLASSIC",
                "tokenizeSupport": false,
                "cardBrand": "VISA",
                "nickname": "",
                "token": {
                    "expiryMonth": "04",
                    "cardIsin": "449136560",
                    "cardFingerprint": "3rij7q99sdcerj72g82ca59csb",
                    "lastFourDigits": "9815",
                    "cvvLessSupport": true,
                    "par": "VRIPPIFILTERED0014621146339479287179970",
                    "tokenizationStatus": "ACTIVE",
                    "cardReference": "cref_35b79c2e6c334c24a17967ddfc084b85",
                    "cvvLessSupportedGateways": [
                        "CYBERSOURCE",
                        "PAYU",
                        "PAYTM_V2",
                        "BILLDESK",
                        "RAZORPAY",
                        "EASEBUZZ"
                    ],
                    "expiryYear": "2026"
                }
            }

        ]
    },
    "errorCode": "",
    "errorMessage": "",
    "error": false
}
```

#### Card - Info:
```plaintext
{
    "service": "in.juspay.hyperapi",
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "payload": {
        "action": "cardInfo",
        "type": "CREDIT",
        "object": "cardbin",
        "id": "512345",
        "country": "INDIA",
        "brand": "MASTERCARD",
        "bank": "HDFC Bank",
        "atmPinAuthSupport": false
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
```

#### Get Wallet:
```plaintext
{
    "service": "in.juspay.hyperapi",
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "payload": {
        "action": "getWallet"
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
```

#### Wallet - Refresh:
```plaintext
{
    "service": "in.juspay.hyperapi",
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "payload": {
        "action": "refreshWalletBalances",
        "list": [
            {
                "wallet": "PAYPAL",
                "token": "tkn_0f7a01fbbaa9476fb37cf1e2e33b1cfc",
                "linked": true,
                "lastRefreshed": "",
                "id": "wlt_1fdf278e686d4f96afffdde7a237e674",
                "currentBalance": "",
                "metadata": {
                    "email": "email@gmail.com",
                    "payerId": "abc123"
                }
            }
        ]
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
```

#### Wallet - Refresh All:
```plaintext
{
    "service": "in.juspay.hyperapi",
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "payload": {
        "action": "refreshWalletBalances",
        "list": [
            {
                "wallet": "PAYPAL",
                "token": "tkn_0f7a01fbbaa9476fb37cf1e2e33b1cfc",
                "linked": true,
                "lastRefreshed": "",
                "id": "wlt_1fdf278e686d4f96afffdde7a237e674",
                "currentBalance": "",
                "metadata": {
                    "email": "email@gmail.com",
                    "payerId": "abc123"
                }
            },
            {
                "wallet": "AMAZONPAY",
                "token": "",
                "linked": false,
                "lastRefreshed": "",
                "id": "",
                "currentBalance": 0
            }
        ]
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
```

#### Is Device Ready:
```plaintext
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "status": true,
        "message": ""
    },
    "error": false,
    "errorCode": "",
    "errorMessage": ""
}
```

#### Is Device Ready - Google Pay cards:
```plaintext
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "isDeviceReady",
        "status": true,
        "message": ""
    },
    "error": false,
    "errorCode": "",
    "errorMessage": ""
}
```

#### UPI - Get Available Apps:
```plaintext
{
    "service": "in.juspay.hyperapi",
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "payload": {
        "action": "upiTxn",
        "availableApps": [
            {
                "packageName": "com.myairtelapp",
                "appName": "Airtel"
            },
            {
                "packageName": "com.phonepe.app",
                "appName": "PhonePe"
            }
        ]
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
```

#### UPI - Get Available Mandate Apps:
```plaintext
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "upiTxn",
        "availableApps": [
            {
                "packageName": "in.org.npci.upiapp",
                "appName": "Bhim",
                "supportsMandate": true,
                "supportsPay": true
            },
            {
                "packageName": "com.phonepe.app",
                "appName": "PhonePe",
                "supportsMandate": false,
                "supportsPay": true
            }
        ]
    },
    "error": false,
    "errorCode": "",
    "errorMessage": ""
}
```

#### Mandate Eligible VPA:
```plaintext
{
    "service": "in.juspay.hyperapi",
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "payload": {
        "action": "getMandateVpas",
        "list": [
            "@upi",
            "@paytm"
        ]
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
```

#### Netbanking - List:
```plaintext
{
    "service": "in.juspay.hyperapi",
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "payload": {
        "action": "nbList",
        "total": 2,
        "list": [
            {
                "validationStatus": "PENDING",
                "validationAmount": 100,
                "object": "bank_account",
                "lastValidated": "2020-04-24T12:29:23Z",
                "ifsc": "HDFC0002777",
                "id": "bank_b3iKnjFunHxevWJY",
                "dateCreated": "2020-04-24T12:29:23Z",
                "customerId": "cst_inekmigs7vvqg9qu",
                "currency": "INR",
                "beneficiaryName": "testtp",
                "bankName": "HDFC Bank",
                "accountNumber": "50100219614602"
            },
            {
                "validationStatus": "ACTIVE",
                "validationAmount": 100,
                "object": "bank_account",
                "lastValidated": "2020-04-24T12:09:33Z",
                "ifsc": "HDFC0002777",
                "id": "bank_sgdjtWu3Fnge7C58",
                "dateCreated": "2020-04-24T12:09:25Z",
                "customerId": "cst_inekmigs7vvqg9qu",
                "currency": "INR",
                "beneficiaryName": "testen",
                "bankName": "HDFC Bank",
                "accountNumber": "50100219614602"
            }
        ]
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
```

#### Netbanking - Validate:
```plaintext
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "nbValidate",
        "validationStatus": "ACTIVE",
        "validationAmount": 100,
        "object": "bank_account",
        "lastValidated": "2020-04-24T12:09:33Z",
        "ifsc": "HDFC0002777",
        "id": "bank_sgdjtWu3Fnge7C58",
        "dateCreated": "2020-04-24T12:09:25Z",
        "customerId": "cst_inekmigs7vvqg9qu",
        "currency": "INR",
        "beneficiaryName": "Parthiban P",
        "bankName": "HDFC Bank",
        "accountNumber": "50100219614602"
    },
    "error": false,
    "errorCode": "",
    "errorMessage": ""
}
```

#### Netbanking - Validation Status:
```plaintext
{
    "service": "in.juspay.hyperapi",
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "payload": {
        "action": "nbValidationStatus",
        "validationStatus": "true",
        "validationAmount": 50,
        "object": "data",
        "lastValidated": "Sun, 06 Feb 2022 07:59:55 GMT",
        "ifsc": "HDFCXXXXXX",
        "id": "2f8453ee-d71f-4dbb-83b3-5e00864a259f",
        "dateCreated": "Sun, 06 Feb 2022 07:59:55 GMT",
        "customerId": "1234567890",
        "currency": "INR",
        "beneficiaryName": "Name Returned",
        "bankName": "Bank Name",
        "accountNumber": "1245678453214"
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
```

#### Eligibility - Wallet:
```plaintext
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "eligibility",
        "wallets": [
            {
                "status": "SUCCESS",
                "paymentMethodType": "WALLET",
                "paymentMethod": "SIMPL",
                "isEligible": true,
                "gatewayErrorMessage": "pending_dues",
                "gatewayErrorCode": "pending_dues",
                "eligibilityStrategy": "USER",
                "description": "SIMPL PayLater",
                "balance": 0
            },
            {
                "status": "SUCCESS",
                "paymentMethodType": "WALLET",
                "paymentMethod": "LAZYPAY",
                "isEligible": true,
                "eligibilityStrategy": "TRANSACTION",
                "description": "Lazy Pay Wallet"
            }
        ]
    },
    "error": false,
    "errorCode": "",
    "errorMessage": ""
}
```

#### Eligibility - Cards:
```plaintext
{
    "requestId": "eee6f65e-23dc-42e1-ad7c-ec3cddd64ac9",
    "service": "in.juspay.hyperapi",
    "payload": {
        "action": "eligibility",
        "data": {
            "cards": [{
                "cardBin": "652801",
                "cardAlias": "",
                "checkType": {
                    "otp": {
                        "eligible": true
                    }
                }
            }]
        }
    },
    "error": false,
    "errorMessage": "",
    "errorCode": ""
}
```

#### EMI Plans:
```plaintext
{
    "service": "in.juspay.ec",
    "requestId": "37d19a67-298a-465d-94e0-50ecdd80efa2",
    "payload": {
        "action": "emiPlansV2",
        "emiPlans": {
            "noCostEmi": {
                "credit": {
                    "paymentMethodType": "CARD",
                    "paymentMethod": "CARD",
                    "issuers": [
                        {
                            "tenures": [
                                {
                                    "txnEmiType": "STANDARD_EMI",
                                    "totalMonthlyAmountPayable": "1666.67",
                                    "totalInterestAmount": "354.71",
                                    "totalInstantDiscountAmount": "354.69",
                                    "totalCashbackAmount": "0.00",
                                    "totalAmountPayable": "10000.02",
                                    "tenure": 6,
                                    "supportedGateways": [
                                        {
                                            "gatewayId": 74,
                                            "gateway": "PINELABS"
                                        }
                                    ],
                                    "offerIds": [
                                        "d1ab0c60-85a1-4383-bf6a-118c3c5344cd"
                                    ],
                                    "interestDiscountAmount": "354.69",
                                    "bankInterestRate": "12.50",
                                    "additionalProcessingFee": "0.00",
                                    "additionalDiscountAmount": "0.00"
                                },
                                {
                                    "txnEmiType": "STANDARD_EMI",
                                    "totalMonthlyAmountPayable": "1669.05",
                                    "totalInterestAmount": "368.99",
                                    "totalInstantDiscountAmount": "354.69",
                                    "totalCashbackAmount": "0.00",
                                    "totalAmountPayable": "10014.30",
                                    "tenure": 6,
                                    "supportedGateways": [
                                        {
                                            "gatewayId": 12,
                                            "gateway": "PAYU"
                                        }
                                    ],
                                    "offerIds": [
                                        "d1ab0c60-85a1-4383-bf6a-118c3c5344cd"
                                    ],
                                    "interestDiscountAmount": "354.69",
                                    "bankInterestRate": "13.00",
                                    "additionalProcessingFee": "0.00",
                                    "additionalDiscountAmount": "0.00"
                                }
                            ],
                            "juspayBankCode": "JP_HSBC",
                            "issuerName": "HSBC Bank",
                            "emiBank": "HSBC"
                        }
                    ]
                }
            }
        },
        "cartAmount": "10000.00"
    },
    "errorMessage": "",
    "errorCode": "",
    "error": false
}

```

#### Get Outage:
```plaintext
{
  "error": false,
  "errorCode": "",
  "errorMessage": "",
  "event": "process_result",
  "payload": {
    "action": "getOutageV2",
    "outage": [
      {
        "description": "Mastercard",
        "issuerName": "HDFC Bank",
        "juspayBankCode": "JP_HDFC",
        "paymentMethod": "MASTERCARD",
        "paymentMethodType": "CARD",
        "status": "DOWN"
      },
      {
        "description": "Bank of India",
        "issuerName": "Bank of India",
        "juspayBankCode": "JP_BOI",
        "paymentMethod": "NB_BOI",
        "paymentMethodType": "NB",
        "status": "FLUCTUATE"
      },
      {
        "description": "Bank of Baroda",
        "issuerName": "Bank of Baroda",
        "juspayBankCode": "JP_BOB",
        "paymentMethod": "NB_BOB",
        "paymentMethodType": "NB",
        "status": "DOWN"
      },
      {
        "description": "Mobikwik",
        "issuerName": "Mobikwik",
        "juspayBankCode": "JP_MOBIKWIK",
        "paymentMethod": "MOBIKWIK",
        "paymentMethodType": "WALLET",
        "status": "DOWN"
      },
      {
        "description": "Freecharge",
        "issuerName": "Freecharge",
        "juspayBankCode": "JP_FREECHARGE",
        "paymentMethod": "FREECHARGE",
        "paymentMethodType": "WALLET",
        "status": "FLUCTUATE"
      },
      {
        "description": "PhonePe / BHIM UPI",
        "issuerName": "PhonePe",
        "juspayBankCode": "JP_PHONEPE",
        "paymentMethod": "PHONEPE",
        "paymentMethodType": "WALLET",
        "status": "DOWN"
      },
      {
        "description": "Rupay",
        "issuerName": "Bank of Baroda",
        "juspayBankCode": "JP_BOB",
        "paymentMethod": "RUPAY",
        "paymentMethodType": "CARD",
        "status": "DOWN"
      },
      {
        "description": "Rupay",
        "issuerName": "SBI",
        "juspayBankCode": "JP_SBI",
        "paymentMethod": "RUPAY",
        "paymentMethodType": "CARD",
        "status": "FLUCTUATE"
      },
      {
        "description": "HDFC Flexipay",
        "issuerName": "HDFC Bank",
        "juspayBankCode": "JP_HDFC",
        "paymentMethod": "HDFC_FLEXIPAY",
        "paymentMethodType": "CONSUMER_FINANCE",
        "status": "FLUCTUATE"
      },
      {
        "description": "ZestMoney",
        "issuerName": "ZestMoney",
        "juspayBankCode": "JP_ZESTMONEY",
        "paymentMethod": "ZESTMONEY",
        "paymentMethodType": "CONSUMER_FINANCE",
        "status": "FLUCTUATE"
      },
      {
        "description": "Twid Rewards",
        "issuerName": "Twid Reward",
        "juspayBankCode": "JP_TWID",
        "paymentMethod": "TWID",
        "paymentMethodType": "REWARD",
        "status": "DOWN"
      },
      {
        "description": "Paytm",
        "issuerName": "Paytm",
        "juspayBankCode": "JP_PAYTM",
        "paymentMethod": "PAYTM",
        "paymentMethodType": "WALLET",
        "status": "DOWN"
      }
    ]
  },
  "requestId": "30b97fa7-35e5-45d2-89d7-4c8394c97b9d",
  "service": "in.juspay.hyperapi"
}

```

