---
page_title: Overview
product: Amazon Pay Later
page_source: https://juspay.io/in/docs/amazon-pay-later/docs/amazon-pay-later/overview
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/amazon-pay-later/llms.txt
---


# Amazon Pay Later



_Empower your customers to shop now and pay later with seamless credit by Amazon!_ 


### Overview



Amazon Pay Later is a consumer finance payment method that offers instant credit through Amazon’s trusted financial partners. Customers can instantly avail a pre-approved credit line for shopping and pay back in easy installments or a single payment at the end of the billing cycle.

By integrating Amazon Pay Later, your platform can offer customers increased purchasing power, higher conversion rates, and a frictionless credit-based checkout experience.

After activation, users see Amazon Pay Later as a credit option during checkout. The eligibility check, approval, and repayment are all managed by Amazon and its lending partners with minimal merchant effort.

> **Warning**
> Amazon Pay Later is available only to eligible Amazon customers identified during eligibility checks.




### **Feature Highlights** 



* **Instant Credit:** Customers can avail credit within seconds, without lengthy forms or paperwork.
* **Flexible Repayment:** Pay in full next month or convert to EMIs (Easy Monthly Installments).
* **Seamless Checkout:** Credit option is fully integrated with Amazon Pay and triggered automatically for eligible customers.
* **Trusted Experience:** Backed by Amazon’s robust security and its partnered financiers.


### **Feature Details** 



* **PA/PG Supported :** 
  
  * Direct Debit(Link & Pay) Flow : Amazonpay
* **Platforms Supported:** Android & iOS
* **Supported Juspay Integrations :** 
  
  * Juspay HyperCheckout (Payment Page)
  * Juspay Express Checkout SDK
* **Merchants live** : Zepto, BookMyShow, 1mg, FreshToHome etc


### **Benefits for Merchants** 



* Higher conversion rates due to increased purchasing power.
* Seamless integration with existing Amazon Pay workflow.
* No additional compliance or credit risk for the merchant; handled by Amazon and partners.
* Managed checkout, collection, and reconciliation flows.


### **Frequently Asked Questions** 



## FAQs:

### Who is eligible for Amazon Pay Later?

Amazon Pay Later is available only for selected customers who have completed KYC and have been approved by Amazon’s lending partners.

### Does the merchant bear any credit risk?

No, all credit risk and collections are handled by Amazon and the lending partner. The merchant receives settlements as per standard timelines.

### Is there any impact on refund or reconciliation?

Refunds for Amazon Pay Later transactions are handled via existing Amazon Pay refund flows. Customers will receive refunds as credits on their loan or as per Amazon policy.

### What does "Managed checkout, collection, and reconciliation flows" mean?

"Managed checkout, collection, and reconciliation flows" means that Amazon and its partners handle the entire process of payment completion, collecting funds from customers, and ensuring all payments are properly tracked and balanced in merchant accounts. This removes operational burden from merchants and ensures that every transaction, settlement, and refund is accurately processed by Amazon's systems.



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## See Also

- [Description](https://juspay.io/in/docs/amazon-pay-later/docs/amazon-pay-later/description)